Personal Banking > Riyad Packages > Start Package
 
   Start Package
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This package suits new first-time employees. It gives them the fresh start they need without effort, through a host of banking products that cope with their modern lifestyle.

Who does qualify for this Package?
This package is available for the private or public sector employee with a monthly salary of at least SR3,000. The package consists of:

Basic Products:
You will automatically enjoy the following basic products:

Current Account
No monthly fees, if the monthly average balance doesn’t fall below SR500.00

International ATM card – (Free of Charge)
You may use this card to withdraw cash from ATMs and pay for your purchases through POS terminals inside the Kingdom and worldwide. No annual fees charged.

RiyadNet – for remote banking services
All you need is a user’s ID and password, and you will be able to access RiyadNet channels and do most of your banking transactions round the clock and from anywhere. These channels are:

RiyadLine - Telephone banking 800 124 2225
Riyadonline - Internet banking
Riyadmobile- Mobile phone banking
RiyadATM - ATM banking

Checkbook (Optional)
You may select your special Checkbook design from among a range of designs. However, a Checkbook will provide you with a secure tool to meet your financial obligations.


Optional Products
You may select at least one of the following products:

 

Riyad Bank Credit Card (No membership fees for the first year).
You will enjoy a 50% discount of the following years’ fees, and the least interest rates payable on credit cards in the Kingdom.

 

Personal Finance (free of administration charge of SR1,000.)
You will be eligible to a personal / tawarruq finance to obtain ready liquid money, or a Murabaha Finance to cover your financial needs.


Riyad Benefits Program
This program consists of a number of Riyad Bank optional products and services to choose there from:

 

Rewards Program
It entitles you to a non-interest bearing Murabaha Finance, repayable by convenient monthly instalments over a flexible period, to purchase a personal computer.

 

Computer and English language courses at reduced fees.
Improve your personal skills in computer and English language at New Horizon Institute, one of the leading training institutions, and enjoy a discount available only for Riyad Packages customers.