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Tareq Al Sadhan joined Riyad Bank in 2018 as a Senior Executive Vice President and the Chief Financial Officer. His appointment as President & Chief Executive Officer was issued by Riyad Bank's Board of Directors resolution on 01/04/2019.
Al Sadhan started his career with KPMG Saudi Arabia where he spent 18 years progressing through the ranks to became one of the youngest Partners in the history of KPMG. During his last five years at the company, he served as the CEO/Managing Partner and the Chairman of the Advisory Committee.
Prior to joining Riyad Bank, he served in the public sector in Saudi Arabia and held roles such as Advisor to the Chairman in the Saudi Fund for Development (SFD), Acting Director General at the General Authority for Zakat and Tax (GAZT), and Deputy Governor for Supervision at the Saudi Central Bank (SAMA).
Al Sadhan is an active member of various external organizations and holds a number of memberships as well as Board roles throughout his career. He is a member of the 2020 World Economic Forum’s Stewardship Board for the Middle East and North Africa. He is also a Fellow of the American Institute of Certified Public Accountants (AICPA) and the Saudi Organization for Certified Public Accountants (SOCPA).
Al Sadhan holds a master’s degree in Business Management from Ecole National des Ponts et Chaussées in France and received his bachelor’s degree in Administration Science from King Saud University, majoring in Accounting.
Mohammed Abu Al-Naja is an Executive Vice President Corporate Banking at Riyad Bank since 2018, overseeing the overall implementation of the corporate banking business strategy and plans.
Previously, during his 23+ years of experience, he held numerous roles at Riyad Bank, including Senior Vice President – Manager Multinationals, Executive Vice President – Head of Corporate Banking Service, among other senior positions. Prior to joining Riyadh Bank, Abu Al-Naja worked as a Senior Manager of Corporate and Investment Banking at SAMBA Financial Group. He also worked at the Ministry of Foreign Affairs (MOFA) and the Saudi Telecom Company (STC).
Abu Al-Naja holds a bachelor’s degree in Law from King Saud University and completed a Management and Leadership Development Program at Oxford University.
Waleed AlDhubaib is the Chief Retail Banking Officer at Riyad Bank since 2022, overseeing the overall business, strategies and plans of the retail banking.
AlDhubaib has over 20 years of experience in the banking sector, during which he held leading positions at various banks, including Head of Branch Network and Sales at Banque Saudi Fransi, Head of Affluent Banking at Arab National Bank, Head of Private Banking at Al Rajhi Bank and EVP of Branch Network and Sales at Riyad Bank.
AlDhubaib currently serves as a Board member in Alalamiya for Insurance.
AlDhubaib holds a bachelor’s degree in Science in Finance from King Fahd University of Petroleum and Minerals.
Nadir Al-Koraya is an Executive Vice President Treasury and Investment at Riyad Bank since 2013 where he directly manages the Bank’s SAR 60B proprietary investment portfolio that is invested globally across all major asset classes. Under his leadership, Riyad Bank’s Treasury witnessed a major transformation across all its segments, resulting in significantly improved and sustained profitability.
Al-Koraya serves on other senior management committees at the Bank, including Investment Committee, and Asset and Liability Committee.
Prior to joining Riyad Bank, Al-Koraya spent over 20 years with SAMBA Financial Group, most recently as the Head of Money Market and Fixed Income.
Al-Koraya holds an MBA from the University of California and completed various leadership programs at reputable institutions, including Harvard Business School.
Abdullah Al-Oraini joined Riyadh Bank as its Chief Financial Officer in 2019. His 16+ years of experience stems from diversified work engagements at the local and international banking sector to include MENA countries, such as UAE, Oman, and Egypt where he worked on mega projects concerning strategic financial and performance management, investor relations, capital and asset liability management, and mergers and acquisitions.
Prior to joining Riyad Bank, Al-Oraini held leadership positions at various banks, including Chief Financial Officer of AlAwwal Bank (formally known as Saudi Hollandi Bank), Head of Reporting, Asset and Liability Management and Investor Relations Department at the Saudi British Bank (SABB), Head of Capital and Liquidity Management at the National Commercial Bank (NCB).
Al-Oraini currently serves as the Chairman of Chief Financial Officers Committee at the Saudi Arabian Monetary Authority (SAMA) and Board Member and Chairman of Audit Committee at Riyad Capital and as an Active Member of several committees.
Al-Oraini holds a master’s degree in Management Sciences from the University of Waterloo in Canada and a bachelor’s degree in Science in Electrical Engineering from King Fahd University of Petroleum and Minerals.
Enji Ghazzawi is the Chief Operating Officer at Riyad Bank since 2022, with over 28 years of experience where she showed a record of success and had various qualitative achievements to further strengthen the bank’s position locally and internationally.
During the 28 years of experience, Ghazzawi assumed several leading positions in Riyad Bank, including EVP of Operations, EVP of Corporate Banking, Head of Corporate Banking and Head of Payments Section in the Operations Division. Ghazzawi had also been part of King Saud University faculty members.
Ghazzawi served as a Board Member at GOSI and a Board Member at SIMAH Credit Bureau. She was among MENA region’s most influential and successful businesswomen listed by Forbes in 2017 & 2018 respectively.
Ghazzawi holds a bachelor’s degree in English Language and Translation from King Saud University.
Haifa Bin Ahmed is the Acting Chief Experience Officer (CXO) at Riyad Bank since 2022. She has achieved outstanding success in developing the customer care and experience, raising the customer satisfaction index as well as achieving an outstanding level of customer experience development with qualitative achievements in the performance indicators which demonstrated frequent increase in the customer satisfaction and further strengthen the position of Riyad Bank as the pioneering bank.
Bin Ahmed assumed various leading roles in Riyad Bank during her +17-year work experience, including the Senior Vice President of Customer Champion.
Bin Ahmed holds a Bachelor's Degree in Accounting and Business Management from King Saud University. She has also completed several executive training programs, such as the Leadership Program from CASS, London and the Leadership & Management program from Alfaisal University. She was also granted the Certified Manager Certification from the Arab Academy for Management, Banking and Financial Sciences (AAMBFS).
Eng. Mazen Khalefah is an Executive Vice President Human Capital at Riyad Bank since 2018. Previously, during his 15 years of experience, he has shown a solid record of successfully managing organizational transformation in the banking sector through progressive HR practices and commitment to excellence.
Prior to joining Riyadh Bank, Khalefah held the position of GM of HR Department at the Saudi Arabian Monetary Authority (SAMA). Before that, He held HR leadership positions at various banks, including Head of Learning and Talent at Saudi British Bank (SABB), Head of Talen Acquisition and People Development at Bank AlBilad, and Head of Training Relationship Management at the National Commercial Bank (NCB).
Khalefah holds a bachelor’s degree in Industrial Engineering from King Abdulaziz University. He received further professional development through numerous executive and leadership programs from esteemed institutions, such as the Institute for Management Development (IMD), INSEAD, and Michigan Ross School of Business.
As the Chief Digital Officer for RiyadBank, Mr. Pharaon oversees and manages the digital banking, data, AI, innovations and digital partnerships activities for the bank through the different programs and initiatives pertaining to those activities across the bank.
Mr. Pharaon is a technology innovation & digital advocate with around 20 years of experience gained through his previous engagements and strategic roles in major banks and other financial institutions and firms throughout the Middle East in general and Saudi Arabia.
He served as a partner in Deloitte ME, establishing and leading Deloitte Digital Center and leading the innovation team. Thus, he overlooked and served several critical and high-profile projects in Saudi and the ME across the different public and private sectors in collaboration with world-class expertise from different global centers. He also served as the Chief Technology Officer at Samba Financial Group, managing the technology organization for the group, serving Samba’s business in Saudi and across the world, and launched several developments and transformation programs for Samba.
Eng. Pharaon was one of the first few founding team members to build and launch Alinma bank. He worked across the many activities of establishing and launching a new bank and then progressing the rapid expansion and launching the subsidiary companies. He had managed the design, development, and roll-out of all networks, branches, Data Centers, and IT infrastructure and information security for the bank. Before that, he led and supported multiple critical and national programs for the banking and payments industry through his work at SAMA the Central Bank.
Mr.Pharaon holds a Bachelor’s degree in Computer Engineering from King Saud University and has completed several development programs, the latest of which was the Disruptive Innovation Program of Harvard Business School.