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Mastercard Platinum Credit Card

Platinum Mastercard Credit Card from Riyad Bank takes you to a world of luxury and sophistication giving you exceptional privileges from Master Card on shopping and dining.

  • Unlimited, complimentary access to over 25 regional and international lounges
  • Fraud protection
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More Information

The Platinum Credit Card takes you to a world of luxury and sophistication giving you exceptional privileges from Mastercard on shopping and dining.

  • 3D Secure for safe online shopping
  • Purchase protection for items bought using the card
  • Fraud protection for items bought using the card
  • Available as a Shari'a compliant card
  • Special offers for the Platinum Credit card provided by Mastercard
  • Free additional credit cards for family members
  • Credit Shield for outstanding balance in case of any unforeseen events (may God forbid)
  • Contactless Payment service for purchases below SAR 300
  • As a cardholder of Mastercard Platinum Credit card you will be able to purchases goods and convert them to Qasset Program
  • As Mastercard Platinum credit cardholder, you will automatically enroll to Hassad rewards program, where points redemption can be made through Riyad Mobile, and Riyad Online to unlock a world of possibilities.
  • Enjoy 200 complimentary Hassad points upon activating your Mastercard Platinum credit card.
  • For more information, Visit Hassad T&C
  • Receive your credit card PIN securely and instantly through your Riyad Online account.
 

For Credit Cards APR disclosure, Click here

  • Should be 18 years of age or older
  • Should be salaried or self-employed
  • Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards
  1. Visit any Riyad Bank branch with the following documents:
  2. Copy of valid Saudi national ID for Saudi nationals
  3. Copy of valid resident Identity card or Passport for non-Saudi nationals
  4. Salary certificate mentioning employment start date for salaried individuals
  5. Or Apply through Riyad OnlineRiyad Bank website or call 8001242020
MasterCard Platinum Conventional Credit Card Fees & Charges
Title 2
Annual Membership Fee
SAR 390
Annual Membership Fee (Supplementary Credit Card)
Free
Monthly Term Cost
Relationship: 2.40 %
Non-Relationship: 2.55 %
Annual Profit Rate
Relationship: 32.92 %
Non-Relationship: 35.28 %
Late Payment
SAR 100
Cash Withdrawal Fees
SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000
Additional fee on non-Saudi Riyal transactions /International Transaction
2.75%
Replacement Card
SAR 50
Credit Shield (Optional)
0.49% of the total outstanding balance
Monthly Minimum Payment
5% of the total due or SAR 100, whichever is higher
Fee for issuing a Transaction doc.
SAR 50
VIP airports lounges access fee  (Mastercard Travel Pass)
Unlimited, complimentary access to over 25 regional and international lounges. Free access for the cardholder and 32$ for each visit per person

Frequently Asked Questions

Can I use the credit card immediately after receiving it?
Are there any fees on the credit card?
How can I view the transactions done with my card?
Would I be registered immediately for Riyad Online after receiving my credit card?
What if I lose my card?
Can I change my PIN?
How can I enroll in Hassad Rewards Program?
Are there any risks in using credit cards online?
Are there any installment plans to settle my credit cards purchases?
Can I increase my credit card limit?
Does the card allow me to access VIP lounges at international airports?
How does the Riyad Bank Contactless Credit Card work?
How is the Riyad Bank Contactless Credit Card more secure?
Where can the Riyad Bank Contactless Credit Card be used?
How will I know if a retailer accepts contactless payments?
How close to a PoS terminal reader do I have to be to ‘waive’ my card?
How will purchases appear in the monthly statement?
How will I know if the transaction is successful?
Is there a limit on the value of goods I can purchase with my contactless card?
Is there a transaction limit on my Riyad Bank Contactless Credit Card?
What if I wave the card twice at the terminal? Will I be charged twice?
What if I am passing by a contactless terminal and a contactless transaction takes place?
Can my Riyad Bank Contactless Credit Card details be intercepted during a payment?
Is contactless technology secure?
Can I ‘Tap’ or ‘Waive’ my contactless credit card to get cash out at an ATM?
What if my Riyad Bank Contactless Credit Card is lost or stolen?

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Apply Online - MasterCard Platinum Credit Card

Platinum Mastercard Credit Card from Riyad Bank takes you to a world of luxury and sophistication giving you exceptional privileges from Master Card on shopping and dining.

Type Five Apply Now

Employment Eligibility Personal Information
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You can get a credit card with a credit limit of

SAR

*You can reduce the credit limit any time you want.

The final eligibility check will take place at the branch.

Please select "Interested" to confirm your request.

Thank you for applying. Your Reference Number is 

A representative from Riyad Bank will contact you to complete your request.
Keeping in mind that a current account is required to obtain any product or service from Riyad bank, if you do not have one yet, you can open an account from here

What's after applying online?

Visit your nearest Riyad Bank branch with the following documents:

  • Copy of valid Saudi national ID for Saudi nationals
  • Copy of valid resident Identity card or Passport for non-Saudi nationals
  • Salary certificate mentioning employment start date for salaried individuals

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