Disclosure of Annual Percentage Rate for Credit Cards

MasterCard Titanium (Islamic):

You purchase an airline ticket valued 1,500 SAR on 1 April. Your statement date is 28 April, with a due date of 20 May you have settled 500 SAR in the due date. In this case, the FC would appear in your next statement as follow:

Total outstanding due in 28 April statement* 1,500 SAR
Amount paid on due date 20 May 500 SAR
The carried over balance (revolved) (A) 1000 SAR
FC calculation (2.25% per month 27% APR)** -
Total FC applicable on 28 April statement (B) 22.5 SAR
Outstanding due in 28 May statement (A)+(B)*** 1,022.5 SAR
  • Assuming no outstanding balance is carried from previous month
  • Assuming no other transactions made between 28 April – 28 May

MasterCard Titanium (Normal):

You purchase an airline ticket valued 1,500 SAR on 1 April. Your statement date is 3 April, with a due date of 28 April you have settled 500 SAR in the due date. In this case, the FC would appear in your next statement as follow:

Total outstanding due in 28 April statement* 1,500 SAR
Amount paid on due date 3rd of April 500 SAR
The carried over balance (revolved) (A) 1000 SAR
FC calculation (2.25% per month 27% APR)** -
Total FC applicable on 28 April statement (B) 22.5 SAR
Outstanding due in 28 April statement (A)+(B)*** 1,022.5 SAR
  • Assuming no outstanding balance is carried from previous month
  • Assuming no other transactions made between 28 Mars – 28 April

Visa Platinum (Islamic) + Visa Signature (Islamic):

You purchase an airline ticket valued 1,500 SAR on 1 April. Your statement date is 28 April, with a due date of 20 May you have settled 500 SAR in the due date. In this case, the FC would appear in your next statement as follow:

Total outstanding due in 28 April statement* 1,500 SAR
Amount paid on due date 20 May 500 SAR
The carried over balance (revolved) (A) 1000 SAR
FC calculation (2.15% per month 25.80% APR)** -
Total FC applicable on 28 April statement (B) 21.5 SAR
Outstanding due in 28 May statement (A)+(B)*** 1,021.5 SAR
  • Assuming no outstanding balance is carried from previous month
  • Assuming no other transactions made between 28 April – 28 May

MasterCard Platinum (Normal) + Visa Signature (Normal):

You purchase an airline ticket valued 1,500 SAR on 1 April. Your statement date is 3 April, with a due date of 28 April you have settled 500 SAR in the due date. In this case, the FC would appear in your next statement as follow:

Total outstanding due in 28 April statement* 1,500 SAR
Amount paid on due date 3rd of April 500 SAR
The carried over balance (revolved) (A) 1000 SAR
FC calculation (2.25% per month 27% APR)** -
Total FC applicable on 28 April statement (B) 21.5 SAR
Outstanding due in 28 April statement (A)+(B)*** 1,021.5 SAR
  • Assuming no outstanding balance is carried from previous month
  • Assuming no other transactions made between 28 Mars – 28 April

MasterCard World (Islamic) + MasterCard World Elite (Islamic):

You purchase an airline ticket valued 1,500 SAR on 1 April. Your statement date is 28 April, with a due date of 20 May you have settled 500 SAR in the due date. In this case, the FC would appear in your next statement as follow:

Total outstanding due in 28 April statement* 1,500 SAR
Amount paid on due date 20 May 500 SAR
The carried over balance (revolved) (A) 1000 SAR
FC calculation (2.08% per month 28.02% APR)** -
Total FC applicable on 28 April statement (B) 20.8 SAR
Outstanding due in 28 May statement (A)+(B)*** 1,020.8 SAR
  • Assuming no outstanding balance is carried from previous month
  • Assuming no other transactions made between 28 April – 28 May

MasterCard World Elite (Normal):

You purchase an airline ticket valued 1,500 SAR on 1 April. Your statement date is 3 April, with a due date of 28 April you have settled 500 SAR in the due date. In this case, the FC would appear in your next statement as follow:

Total outstanding due in 28 April statement* 1,500 SAR
Amount paid on due date 3rd of April 500 SAR
The carried over balance (revolved) (A) 1000 SAR
FC calculation (2.25% per month 27% APR)** -
Total FC applicable on 28 April statement (B) 20.8 SAR
Outstanding due in 28 April statement (A)+(B)*** 1,020.8 SAR
  • Assuming no outstanding balance is carried from previous month
  • Assuming no other transactions made between 28 Mars – 28 April
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