Riyad Pay Wallet App

All Android, NFC-enabled smartphones that use Android OS 4.4 (Kit Kat) or higher.

Eligible credit cards will automatically be displayed when you enrol for Riyad Pay Wallet.

No, only Riyad Bank credit cards can be added.

Once you have access to Riyad Pay Wallet, all eligible Riyad Bank Credit Cards will be displayed automatically.

• You may choose the card to use as the default payment card for Riyad Pay Wallet purchases
• You may add other eligible cards to use as an alternative payment method
• You can change the default payment card at any time

From the Riyad Pay Wallet Home screen, you can add a credit card, or if you have already selected a card from the app you can either delete, unset as default contactless card, or suspend the card.

Your security is our priority. When you make a payment with Riyad Pay Wallet, funds are securely transferred from your account.

• We use 128-bit SSL (Secure Socket Layer) encryption to mask your sensitive information.
• We'll never transmit your account number from your phone, and your card PIN is not stored on your phone. The merchant will not have access to your credit card information.
• All transactions are monitored by Riyad Bank’s risk and fraud detection systems.
• Our Online Security Guarantee provides added protection against unauthorized access to your accounts as well as Zero Liability protection.

It’s a PIN used for security reasons to authenticate you in case you wanted to:

• Change your default payment card and/or retrieve your balance/credit before making a purchase. The balance displayed may not reflect all your transactions, such as cheques you have written or debit card transactions that have been approved but not yet submitted for payment by the merchant.
• Set up a PIN or Pattern to lock/unlock your device. You'll be prompted to enter a 4-digit number (WAP) when you request to make a payment.

You can reset your WAP by selecting the reset Wallet Access PIN from the app menu.

For your security, cards in Riyad Pay Wallet are assigned a digital card number for making purchases using your mobile device. If you use multiple devices, you will have a different digital card number for each device.

No. Your digital card number is for mobile transactions only. It does not affect your ability to make purchases with your physical card.

All purchases made using the Riyad Pay Wallet will appear on the banking statement for the card you have chosen.

When you login to Riyad Pay Wallet from a new device, you will need to register the device for Riyad Pay Wallet. Your card will be assigned a new digital card number, even if you choose the same card used with your previous mobile device. All digital card numbers associated with a device that has been reported lost or stolen will be deactivated.

The closed card will no longer be displayed as an eligible card in Riyad Pay Wallet. Your replacement card will be displayed as an eligible card in Riyad Pay Wallet once the card has been activated.

To make a payment, you do not need to be connected to the internet or cellular network. However, you will need to connect every so often to refresh the app and keep the security credentials current. This will ensure Riyad Pay Wallet is ready when you are.

For the modernity of this technology locally and globally, POS terminals that accept mobile payments are limited and will gradually increase. The list of stores with this service will be updated periodically on Riyad Bank website.

* The service is available now at all Caribou Café branches, some of al Othaim Markets, Adama Clinics, Adwa Pharmacy, Al-Barakat Optical, Alkadi Pharmacy, Alostool Restaurant, Alqubbany Pharmacy, B1 Restaurant, Blue Café, Coffee Black Rose, Dawaa Pharmacy, Konooz Pharmacy, Maesrto Pizza, Magrabi Hospitals, Magrabi Opticals, Pitzzana Restaurant, Saggaf Pharmacy, Waffle Taste Coffee, Sushiah Restaurant, SUSHIAH, Nakheel café, Khaleej café, Al Umam café, BUSTAN cafe, Anoosh, and Signsture Restaurant.

The limit per transaction: SAR 100