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Riyad Bank Noon VIP Credit Card

Riyad Bank noon VIP Credit Card, the first of its kind in Saudi Arabia, offers you a wide range of features to facilitate your online purchases by keeping you as a top priority in Noon customer service and offering you cashback up to 3.5% on Noon purchases

  • 3.5% Cashback on noon, SIVVI
  • 1% Cashback on all other transactions
  • Free next day delivery on noon express items
  • Without annual fees for the first year and the fees will be waived in the following year when paying an amount of SAR 12,000 or more
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More Information

Riyad Bank Noon VIP credit card offers a cashback up to 3.5% on Noon purchases with its exceptional benefits to fit your needs in different areas as well as a variety of merchants and a selection of travel benefits.

For new Riyad Bank credit card holders:

  • Use Noon VIP credit card during the first 90 day from issuing the card, and the first 10,000 customer will get SAR 200 cashback on the Credit Card

For Riyad Bank credit card holders:

  • Use Noon VIP credit card during the first 90 day from issuing the card, and the first 10,000 customer will get SAR 100 cashback on the Credit Card

General features:

  • Free delivery on the next day for Noon express purchases.
  • Priority in Noon customer service.
  • Exclusive offers for restaurants, entertainment and more.
  • The card will be free of charges for the first year, and the fees will be waived in the following year when paying an amount of SAR 12,000 or more.

 

For new Riyad Bank credit card holders:

  • To avail the offer, customer must spend SAR 3000 in the first 90 days to get SAR 200 cashback using Noon VIP Credit Card

For Riyad Bank credit card holders:

  • To avail the offer, customer must spend SAR 3000 in the first 90 days to get SAR 100 cashback using Noon VIP Credit Card

General Conditions:

  • The Customer must be 18 years or older
  • The Customer must be an employee with a stable salary or employer
  • The Customer must meet “Simah” and credit card requirements
  • The card will be free of charges for the first year, and the fees will be waived in the following year when paying an amount of SAR 12,000 or more.

* Terms and conditions apply.

Visiting Riyad Bank branch with these documents:

  • Copy of valid Saudi National ID for Saudis
  • Copy of valid Iqama or passport for non-Saudis
  • Salary certificate mentioning the starting date
   
Islamic Noon VIP Credit Card Data
Title 2
Annual fees for credit card
SAR 350
Monthly profit margin
Salary Transfer Customer: 2.4%
Non- Salary Transfer Customer: 2.55%
Total annual profit margin
Salary Transfer Customer: 32.92%
Non-Salary Transfer Customer: 35.28%
Additional fee on non-Saudi Riyal transactions
3%
Dynamic transfer commission
2.25%
Supplementary credit card fees
Free
Minimum monthly payments
5% of the due amount, or SAR100. Whichever is higher
Cash withdrawal fees
SAR 75 per transaction of amount up to SAR 5,000 and 3% or
SAR 300, whichever is less, for transactions that exceed SAR 5,000
Late payment
SAR 100
Reactivating the card (Islamic card only)
SAR 100
Replacements card fees
SAR 50 (based on bank estimation)
Credit Shield fees (optional)
0.49% of the total outstanding balance, adding it to Card account every month
issuing a Transaction
SAR 50
Cashback is available when using the card for online purchases without minimum limit for the monthly spending, as shown in the next table:
Total monthly spending*
Categories
Cashback percentage
Cashback Maximum limit
No minimum limit
Noon
3.5%
No maximum limit
No minimum limit
Sivvi
3.5%
No maximum limit
No minimum limit
others
1%
No maximum limit
Total monthly spending applies on eligible transactions which is shown in the monthly account statement.

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Apply Online - Riyad Bank Noon VIP Credit Card

Please complete the form below

Type Five Apply Now

Employment Eligibility Personal Information

You can get a credit card with a credit limit of

SAR

*You can reduce the credit limit any time you want.

The final eligibility check will take place at the branch.

Please select "Interested" to confirm your request.

Thank you for applying. Your Reference Number is 

A representative from Riyad Bank will contact you to complete your request.
Keeping in mind that a current account is required to obtain any product or service from Riyad bank, if you do not have one yet, you can open an account from here

What's after applying online?

Visit your nearest Riyad Bank branch with the following documents:

  • Copy of valid Saudi national ID for Saudi nationals
  • Copy of valid resident Identity card or Passport for non-Saudi nationals
  • Salary certificate mentioning employment start date for salaried individuals

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