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Refinance

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Riyad Bank have recently launched the Apply Online for Refinance through Riyad Online or Riyad Mobile, where customers who have a personal loan in Riyad Bank and paid minimum of 20% of their personal loan can refinance it and TOP UP their loan.

To apply for Personal Refinance through Riyad Online

  1. Log in to Riyad Online

  2. Click “Apply Online” from the main list

  3. Click on “apply for Personal Refinance”

  4. Complete all required information

  5. Click “Submit Loan Request”

  6. Once your request is approved, you will receive an SMS on your mobile informing you to visit the nearest Riyad Bank branch to submit a salary certificate letter

To apply for Personal Refinance through Riyad Mobile:

  1. Log into Riyad Mobile

  2. Click on “Apply Online” from the main menu

  3. Click on “apply for Personal Refinance”

  4. Complete all required information

  5. Click on “Submit”

  6. Your request will be reviewed and the your finance will be deposited one its approved

Conditions:

  • Applicable to Saudi & Non-Saudi customers who are eligible for Refinance
  • Salary deposited with Riyad Bank through “SARIE”
  • Once the request is approved, the applicant must visit the nearest Riyad Bank branch to submit salary certificate letter to complete the request
  • Refinance is possible after paying of a minimum of 20% from your current finance principle amount
  • 18 years minimum age for Saudi’s and 22 years for Non-Saudi’s
  • To be registered in Riyad Mobile

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