Delivering value
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Financial Highlights
Net Loans (& Mn.)
% 3.29
Earnings Per Share
Customer Deposits (& Mn.)
% 519,481 Mn.
Total Assets
Operating Income (& Mn.)
% 10,411 Mn.
Net Profit
Operational Highlights
Shareholders
Saudization
Rate 96%
224
Operating Branches
7,130
Employees
168,833
Points of Sale (PoS)
ESG Highlights
First
Saudi Bank to Set Sectoral Financed-Emissions Targets
% 31 Bn.
Sustainable Financing Achieved
24,866 Hours
Employee and community Volunteering Reached
Net Zero
Operations by 2035
Net Zero
Financed Emissions by 2060
98%
of Employees Completed ESG Training
Awards and Recognitions
BEST MOBILE BANKING SERVICES – KSA
Provided by: MEA Finance
BEST INNOVATION IN USER EXPERIENCE – KSA
Provided by: MEA Finance
BEST AI TECHNOLOGY IMPLEMENTATION – KSA
Provided by: MEA Finance
BEST INNOVATION IN RETAIL BANKING – KSA
Provided by: MEA Finance
BEST MOBILE BANKING SERVICES – KSA
Provided by: MEA Finance
BEST INNOVATION IN USER EXPERIENCE – KSA
Provided by: MEA Finance
BEST AI TECHNOLOGY IMPLEMENTATION – KSA
Provided by: MEA Finance
BEST INNOVATION IN RETAIL BANKING – KSA
Provided by: MEA Finance
BEST MOBILE BANKING SERVICES – KSA
Provided by: MEA Finance
BEST INNOVATION IN USER EXPERIENCE – KSA
Provided by: MEA Finance
BEST AI TECHNOLOGY IMPLEMENTATION – KSA
Provided by: MEA Finance
BEST INNOVATION IN RETAIL BANKING – KSA
Provided by: MEA Finance
BEST MOBILE BANKING SERVICES – KSA
Provided by: MEA Finance
BEST INNOVATION IN USER EXPERIENCE – KSA
Provided by: MEA Finance
BEST AI TECHNOLOGY IMPLEMENTATION – KSA
Provided by: MEA Finance
BEST INNOVATION IN RETAIL BANKING – KSA
Provided by: MEA Finance
FINANCIAL INSTITUTIONS BOND DEAL OF THE YEAR
Provided by: Global Banking & Markets
PROJECT FINANCE LOAN HOUSE OF THE YEAR
Provided by: Global Banking & Markets
OUTSTANDING NET-ZERO STRATEGY – MIDDLE EAST
Provided by: THE DIGITAL BANKER
OUTSTANDING ACHIEVEMENT IN CARBON EMISSION REDUCTION
Provided by: THE DIGITAL BANKER
OUTSTANDING PERFORMANCE AWARD IN THE BANKING SECTOR
Provided by: Kafalah
SMALL BUSINESS FINANCING AWARD
Provided by: Kafalah
TECHNOLOGY SECTOR SUPPORT AWARD
Provided by: Kafalah
TOURISM SECTOR SUPPORT AWARD
Provided by: Kafalah
FINANCIAL INSTITUTIONS BOND DEAL OF THE YEAR
Provided by: Global Banking & Markets
PROJECT FINANCE LOAN HOUSE OF THE YEAR
Provided by: Global Banking & Markets
OUTSTANDING NET-ZERO STRATEGY – MIDDLE EAST
Provided by: THE DIGITAL BANKER
OUTSTANDING ACHIEVEMENT IN CARBON EMISSION REDUCTION
Provided by: THE DIGITAL BANKER
OUTSTANDING PERFORMANCE AWARD IN THE BANKING SECTOR
Provided by: Kafalah
SMALL BUSINESS FINANCING AWARD
Provided by: Kafalah
TECHNOLOGY SECTOR SUPPORT AWARD
Provided by: Kafalah
TOURISM SECTOR SUPPORT AWARD
Provided by: Kafalah
FINANCIAL INSTITUTIONS BOND DEAL OF THE YEAR
Provided by: Global Banking & Markets
PROJECT FINANCE LOAN HOUSE OF THE YEAR
Provided by: Global Banking & Markets
OUTSTANDING NET-ZERO STRATEGY – MIDDLE EAST
Provided by: THE DIGITAL BANKER
OUTSTANDING ACHIEVEMENT IN CARBON EMISSION REDUCTION
Provided by: THE DIGITAL BANKER
OUTSTANDING PERFORMANCE AWARD IN THE BANKING SECTOR
Provided by: Kafalah
SMALL BUSINESS FINANCING AWARD
Provided by: Kafalah
TECHNOLOGY SECTOR SUPPORT AWARD
Provided by: Kafalah
TOURISM SECTOR SUPPORT AWARD
Provided by: Kafalah
FINANCIAL INSTITUTIONS BOND DEAL OF THE YEAR
Provided by: Global Banking & Markets
PROJECT FINANCE LOAN HOUSE OF THE YEAR
Provided by: Global Banking & Markets
OUTSTANDING NET-ZERO STRATEGY – MIDDLE EAST
Provided by: THE DIGITAL BANKER
OUTSTANDING ACHIEVEMENT IN CARBON EMISSION REDUCTION
Provided by: THE DIGITAL BANKER
OUTSTANDING PERFORMANCE AWARD IN THE BANKING SECTOR
Provided by: Kafalah
SMALL BUSINESS FINANCING AWARD
Provided by: Kafalah
TECHNOLOGY SECTOR SUPPORT AWARD
Provided by: Kafalah
TOURISM SECTOR SUPPORT AWARD
Provided by: Kafalah
EXCELLENCE IN AUTOMATING CUSTOMER EXPERIENCE AWARD
Provided by: SS&C Blue Prism
SME CREDIT INNOVATION
Provided by: Mastercard
BEST BANK FOR SME'S IN SAUDI ARABIA
Provided by: EuroMoney
BEST CORPORATE IN IR
2025
Provided by: extel
BEST LOCAL BANK IN SAUDI ARABIA
Provided by: EMEA Finance
BEST PRIVATE BANK IN SAUDI ARABIA
Provided by: EMEA Finance
TOP BANK IN MEDIUM ENTERPRISES FINANCING BY VALUE AWARD
Provided by: Monsha'at
EXCELLENCE IN AUTOMATING CUSTOMER EXPERIENCE AWARD
Provided by: SS&C Blue Prism
SME CREDIT INNOVATION
Provided by: Mastercard
BEST BANK FOR SME'S IN SAUDI ARABIA
Provided by: EuroMoney
BEST CORPORATE IN IR
2025
Provided by: extel
BEST LOCAL BANK IN SAUDI ARABIA
Provided by: EMEA Finance
BEST PRIVATE BANK IN SAUDI ARABIA
Provided by: EMEA Finance
TOP BANK IN MEDIUM ENTERPRISES FINANCING BY VALUE AWARD
Provided by: Monsha'at
EXCELLENCE IN AUTOMATING CUSTOMER EXPERIENCE AWARD
Provided by: SS&C Blue Prism
SME CREDIT INNOVATION
Provided by: Mastercard
BEST BANK FOR SME'S IN SAUDI ARABIA
Provided by: EuroMoney
BEST CORPORATE IN IR
2025
Provided by: extel
BEST LOCAL BANK IN SAUDI ARABIA
Provided by: EMEA Finance
BEST PRIVATE BANK IN SAUDI ARABIA
Provided by: EMEA Finance
TOP BANK IN MEDIUM ENTERPRISES FINANCING BY VALUE AWARD
Provided by: Monsha'at
EXCELLENCE IN AUTOMATING CUSTOMER EXPERIENCE AWARD
Provided by: SS&C Blue Prism
SME CREDIT INNOVATION
Provided by: Mastercard
BEST BANK FOR SME'S IN SAUDI ARABIA
Provided by: EuroMoney
BEST CORPORATE IN IR
2025
Provided by: extel
BEST LOCAL BANK IN SAUDI ARABIA
Provided by: EMEA Finance
BEST PRIVATE BANK IN SAUDI ARABIA
Provided by: EMEA Finance
TOP BANK IN MEDIUM ENTERPRISES FINANCING BY VALUE AWARD
Provided by: Monsha'at
PREDICTIVE & GENERATIVE AI LEADERSHIP AWARD
Provided by: DataRobot
IMPACT FINANCE AWARD
Provided by: ESG MENA
BEST CX IN FINANCIAL SERVICES
Provided by: SCXA
BEST USE OF CUSTOMER INSIGHT AND FEEDBACK
Provided by: SCXA
BEST MEASUREMENT IN CUSTOMER EXPERIENCE - STRATEGIC APPROACH
Provided by: ICXA
BEST USE OF CUSTOMER INSIGHT AND FEEDBACK - FINANCIAL SERVICES
Provided by: ICXA
PREDICTIVE & GENERATIVE AI LEADERSHIP AWARD
Provided by: DataRobot
IMPACT FINANCE AWARD
Provided by: ESG MENA
BEST CX IN FINANCIAL SERVICES
Provided by: SCXA
BEST USE OF CUSTOMER INSIGHT AND FEEDBACK
Provided by: SCXA
BEST MEASUREMENT IN CUSTOMER EXPERIENCE - STRATEGIC APPROACH
Provided by: ICXA
BEST USE OF CUSTOMER INSIGHT AND FEEDBACK - FINANCIAL SERVICES
Provided by: ICXA
PREDICTIVE & GENERATIVE AI LEADERSHIP AWARD
Provided by: DataRobot
IMPACT FINANCE AWARD
Provided by: ESG MENA
BEST CX IN FINANCIAL SERVICES
Provided by: SCXA
BEST USE OF CUSTOMER INSIGHT AND FEEDBACK
Provided by: SCXA
BEST MEASUREMENT IN CUSTOMER EXPERIENCE - STRATEGIC APPROACH
Provided by: ICXA
BEST USE OF CUSTOMER INSIGHT AND FEEDBACK - FINANCIAL SERVICES
Provided by: ICXA
PREDICTIVE & GENERATIVE AI LEADERSHIP AWARD
Provided by: DataRobot
IMPACT FINANCE AWARD
Provided by: ESG MENA
BEST CX IN FINANCIAL SERVICES
Provided by: SCXA
BEST USE OF CUSTOMER INSIGHT AND FEEDBACK
Provided by: SCXA
BEST MEASUREMENT IN CUSTOMER EXPERIENCE - STRATEGIC APPROACH
Provided by: ICXA
BEST USE OF CUSTOMER INSIGHT AND FEEDBACK - FINANCIAL SERVICES
Provided by: ICXA