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Our vision
Our Vision:
To be the most innovative and trusted financial solutions partner.
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our mission
Our Mission:
To help people, organizations and society achieve their aspirations by being their trusted and caring financial solutions partner.
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our values
Our Values:
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We Care
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We Win
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We are One Team
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about riyad bank
About Riyad Bank:
Riyad Bank is one of the largest financial institutions in the Kingdom of Saudi Arabia and the Middle East. Established in 1957, with a paid-up capital of S..R 30 billion. Our professional and dedicated staff base has mainly driven our success throughout the years. With more than 7.0K employees, we take pride of being among the Saudi organizations with the highest national employment rate of 96%.
We provide a comprehensive range of products and services fully compliant with the Islamic Sharia’ to meet the needs of both retail and corporate customers, including small and medium-size enterprises. We play a leading role in various areas of finance and investment around Saudi Arabia, that is why we are distinguished as a leading financier and arranger of syndicated loans in the oil, petrochemicals and most of the Kingdom’s notable infrastructure projects.
We offer innovative and remarkable financing solutions through a network of 332 licensed branches, and more than 168K POS, in addition to more than 1.6K ATMs well distributed in strategic & carefully selected locations around the Kingdom. And since global expansion is essential for some of our customers outside the Kingdom, a branch in London and offices in Houston (USA) and Singapore to help in supporting the international banking needs of such customers.
Our electronic banking services (web-based and mobile applications) use the latest electronic technologies to address the banking needs of our customers with utmost ease, convenience and security.
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Financial performance
Financial Performance
In 2025, Riyad Bank achieved S..R 10,411 million net income compared to S..R 9,322 million for the corresponding period last year, an increase of 12%. Total operating income reached S..R 18,381 compared to S..R 17,285 million for the corresponding period last year, an increase of 6%.
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Financial strength
Financial Strength
As of December 31st, 2025, total assets reached S..R 519,481 million compared to S..R 451,403 million for the corresponding period last year, an increase of 15%. Loans and Advances, net is higher by 17% and stood at S..R 373,305 million against S..R 320,089 million for the corresponding period last year. Investment, net is higher by 13% and stood at S..R 79,513 million against S..R 70,120 million for the corresponding period last year. Customer deposits are higher by 8% to reach S..R 331,721 million against S..R 306,423 million for the corresponding period last year. Total shareholders' equity increased by 9% reaching to S..R 64,105 million against S..R 59,007 million for the corresponding period last year.
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risk rating
Risk Rating
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The international Fitch Ratings Agency maintained the short-term issuer default rating (IDR) for the Bank at ‘F2’ and ‘A-’ rating is issued for long term IDR with a stable outlook.
Standard & Poor’s Rating Agency maintained its short-term liability rating for Riyad Bank at ‘A-1’ and long-term liability rating at ‘A’ with a stable outlook.
Moody’s Rating Agency maintained its short-term liability rating for Riyad Bank at ‘P-1’ and long-term liability rating at ‘A1’ with a stable outlook.
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Need help?
Riyad Line:
800 124 2225
