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Credit Card
Annual Credit card membership fee (S..R)
S..R 1500
S..R 750
S..R 500
S..R 500
S..R 490
S..R 490
No annual fee
NA
NA
Annual Membership fee for Supplementary Card (s)
S..R 1500
S..R 750
S..R 500
S..R 500
S..R 390
S..R 390
NA
NA
NA
Monthly Term Cost
2.08%
2.08%
Relationship: 2.35%
Non Relationship: 2.50%
Non Relationship: 2.50%
Relationship: 2.35%
Non Relationship: 2.50%
Non Relationship: 2.50%
Relationship: 2.40%
Non Relationship: 2.55%
Non Relationship: 2.55%
Relationship: 2.40%
Non Relationship: 2.55%
Non Relationship: 2.55%
NA
NA
NA
Annual profit rate
28.02%
28.02%
Relationship: 32.15%
Non Relationship: 34.48%
Non Relationship: 34.48%
Relationship: 32.15%
Non Relationship: 34.48%
Non Relationship: 34.48%
Relationship: 32.92%
Non Relationship: 35.28%
Non Relationship: 35.28%
Relationship: 32.92%
Non Relationship: 35.28%
Non Relationship: 35.28%
NA
NA
NA
Additional fee on non-Saudi Riyal transactions
1.90%
2.25%
2.69%
2.69%
2.69%
2.69%
NA
NA
NA
Monthly Minimum Payment
5% of the total due or S..R 100, whichever is higher
5% of the total due or S..R 100, whichever is higher
5% of the total due or S..R 100 whichever is higher
5% of the total due or S..R 100, which is higher
5% of the total due or or S..R 100 whichever is higher
5% of the total due or S..R 100, whichever is higher
NA
NA
NA
Cash Withdrawal
S..R 75 per transaction of amount up to S..R 5000 and 3% or S..R 300, whichever is less for transactions that exceed S..R 5000
S..R 75 per transaction of amount up to S..R 5000 and 3% or S..R 300, whichever is less for transactions that exceed S..R 5000
S..R 75 per transaction of amount up to S..R 5000 and 3% or S..R 300, whichever is less for transactions that exceed S..R 5000
S..R 75 per transaction of amount up to S..R 5000 and 3% or S..R 300, whichever is less for transactions that exceed S..R 5000
S..R 75 per transaction of amount up to S..R 5000 and 3% or S..R 300, whichever is less for transactions that exceed S..R 5000
S..R 75 per transaction of amount up to S..R 5000 and 3% or S..R 300, whichever is less for transactions that exceed S..R 5000
NA
NA
NA
Late Payment Fee
S..R 100
S..R 100
S..R 100
S..R 100
S..R 100
S..R 100
NA
NA
NA
Card Reactivation Fee
S..R 100
S..R 100
S..R 100
S..R 100
S..R 100
S..R 100
NA
NA
NA
Replacement Card Fee
S..R 50(Based on Riyad Bank Discretion)
S..R 50(Based on Riyad Bank Discretion)
S..R 50(Based on Riyad Bank Discretion)
S..R 50(Based on Riyad Bank Discretion)
S..R 50(Based on Riyad Bank Discretion)
S..R 50(Based on Riyad Bank Discretion)
NA
NA
NA
Riyad Bank Credit Shield per Month (Optional)
0.49% of total outstanding balance
0.49% of total outstanding balance
0.49% of total outstanding balance
0.49% of total outstanding balance
0.49% of total outstanding balance
0.49% of total outstanding balance
NA
NA
NA
Disputed Transaction
S..R 50
S..R 50
S..R 50
S..R 50
S..R 50
S..R 50
NA
NA
NA
Annual Membership Fee for Supplementary Credit Card
NA
NA
S..R 750
NA
S..R 500
S..R 700
NA
NA
NA
Administration Fee
No
No
No
No
No
No
No
No
Statement Date
NA
NA
Monthly
NA
Monthly
Monthly
NA
NA
NA
Settlement Date
NA
NA
Within 25 days of issuing the account statement related to the card account
NA
Within 25 days of issuing the account statement related to the card account
Within 25 days of issuing the account statement related to the card account
NA
NA
NA
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