Accounts
Cards
Finance
Hassad
About us
Explore Banking
ATM & Branches ATM & Branches
Contact & Support Contact & Support
Create Account Create Account
Back
Accounts
Experience a smarter way to bank, with accounts that match your goals.
Current account
Islamic saving account
Time deposit account
Wazin account
Token accounts
Gold account
Banking programs
Enjoy personalized banking from day one with accounts that suit your needs.
Discover programs
Manage your money
Enjoy effortless money management with intuitive banking.
Scheduled transfer
MOI E-services - Absher
Bill payment
Riyad alert
Money transfer
IBAN
Contact & support
Visit our dedicated support centre for answers to all your banking-related questions.
View support centre
Cards
Start a smarter way to pay with cards designed for your lifestyle.
Credit cards
Mada cards
Mastercard prepaid
Find the right card
Card benefits
Make the most of your card by taking advantage of its full range of benefits.
Offers
Qasset 0%
Discover benefits
Contact & support
Visit our dedicated support centre for answers to all your banking-related questions.
View support centre
Personal Finance
Achieve your personal goals with flexible financing.
Tawarruq finance
Without salary transfer finance
Online personal finance
Education finance
Dafa’at finance
Find the right finance
Auto-lease Finance
Drive your dream car with easy leasing options.
Auto-leasing for new cars
Auto-leasing for used cars
Mortgage Finance
Turn homeownership dream into reality with customized solutions.
Readymade property
Incomplete property
Home equity
Off-plan
Developers
Find the right mortgage
Manage Finance
Keep your finances in check by organizing and simplifying finance.
Unify your Liabilities
Contact & support
Visit our dedicated support centre for answers to all your banking-related questions.
View support centre
About the Bank
Discover Riyad Bank’s mission, values, and commitment to our customers.
Who we are
Leadership
Awards
Our initiatives
Driving innovation and positive impact via our key projects and programs.
Bukra initiative
Sustainability
              
Governance
Access key policies and documents guiding Riyad Bank’s governance.
Riyad Bank compliance
Riyad Bank bylaws
Digital banking
Flexible banking, on your terms.
Riyad online
Riyad ATM
Riyad Bank App
Riyad Line
Other ways of banking
Discover alternative channels to access our banking services.
Riyad Foreign Exchange ATM
Riyad Self-Service
Riyad Smartwatches
Riyad Alert
Instant Payment Service (SARIE)
Apple Pay
Open banking
Employer Onboarding
Privacy Notice
Credit Counseling
Islamic banking
View or verify documents
Employer registration
Privacy Notice
Privacy Portal
The Prices of Financing and Savings Products
Contact & support
Visit our dedicated support centre for answers to all your banking-related questions.
View support centre
Back
accounts
Accounts
Banking programs
Manage your money
cards
cards
Card benefits
finance
Personal loans
Auto-lease loans
Mortgage loans
Manage loans
about us
About the Bank
Our initiatives
Governance
explore banking
Digital banking
Other ways of banking

Breadcrumb

terms and conditions
Terms and Conditions
  • For salaried customers 
  • Saudis and premium residency holders
  • The minimum age customer is 20
  • For all approved sectors
  • The minimum salaries start from 3,000 SAR
  • The maximum loan term is 30 years 
  • The admin fee is (1% of the loan amount or 5,000 SAR whatever less)
  • The Annual Term Cost starts from 6.62%   
  • Fixed profit cost
  • Campaign is valid until 30 June, 2026
Read more
What's after applying online?
What's after applying online?

Visit your nearest Riyad Bank branch with the following documents:

  • Copy of valid Saudi national ID
  • Completed application form for Home Finance
  • Completed applicant undertaking form
  • Completed applicant health declaration
  • Salary certificate with salary details
  • Bank statement
  • Deposit of valuation fees

For more information please call our toll free number 8001242020

The calculations allow you to only simulate approximate loan amounts and estimated monthly repayments. For exact figures please contact us on: 8001242020, or visit any of our branches here.
Read more
explore more options
You may also like
   
Example Link
Credit cards
Distinct set of credit cards with innovative banking solutions to meet unique lifestyle
Example Link
Personal Finance
Sometimes in life you unexpectedly need extra cash. Whatever the reason, it’s important you have a bank that you can trust and help you finance your requirements.
Example Link
Auto leasing
Owning a vehicle without having to pay the full amount upfront. Riyad Bank’s Auto  Leasing program allows you to conveniently own a car of your choice.
Apply now -  Home Equity Program
Get the cash you need with competitive profit margins against  mortgaging  your own property
Please complete the form below

Revamped RbApplyLoanWeb

Congratulations!


Reference Number
Submit another request Go to Home
Calculate
Welcome to Riyad Bank
x

Open an account online and apply for Personal Finance easily from Riyad Online or Riyad Mobile without having to visit the branch.

Do you wish to proceed with online account opening, click on "Open Account" button to get directed directly.

You already have an account, you can continue by following one of the options below:

Banking Made Easy for You

Let us simplify your financial life

Join Riyad Bank for secure, seamless, and stress-free banking. Take the first step today.

Become a Customer
Check our Services
Need help?
Riyad Line: 800 124 2225
Support Hotline
Branch & ATM
FAQ

privacy-cookies

 
Our website uses cookies to help us enhance your browsing experience. By clicking on “Accept cookies”, you agree to the storing of cookies on your device.