Without Salary Transfer
Personal Finance without Salary Transfer
A Shari’a compliant personal finance without salary transfers.
Riyad Bank offers you easy and convenient finance to achieve your goals without the need to shift your salary to Riyad Bank.
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Long repayment period up to 60 months
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Financing amount up to SAR 300,000
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Easy and convenient requirements

More Information
Enjoy the benefits of Tawarruq or Murabaha finance with Riyad Bank’s “Finance without Salary Transfer” solution.
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Approved by Riyad Bank’s Shari’a Committee
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Repayment period up to 5 years
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Available for Saudis Only (Bank and Bank Subsidiary companies employees)
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Competitive profit margin
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Flexible payment options
For Personal Finance APR disclosure, click here
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Minimum age for Saudis is 23 years
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Personal Finance without Salary Transfer (bank employees only)
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Applicant should be working with the current employer for at least 1 year at the date of applying
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Minimum net monthly income of 10,000 SAR
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Total liabilities in all banks (including Riyad Bank) must not exceed 33% of the salary
All you need to do is visit your nearest Riyad Bank branch with the following documents:
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Completed application for “Financing without Salary Transfer”
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Salary certificate
For more information please call our toll free number 800-124-2020.
Apply Online - Personal Finance without Salary Transfer
A Shari’a compliant personal finance without salary transfers.
Riyad Bank offers you easy and convenient finance to achieve your goals without the need to shift your salary to Riyad Bank.
Riyad Bank offers you easy and convenient finance to achieve your goals without the need to shift your salary to Riyad Bank.