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Dufa'at

Riyad Bank introduces “DAFA’AT” Program, which enable customers to obtain products and services through Personal Finance product without administrative fees or profit margin. “DAFA’AT” Program allows you to buy goods with the amount of 5000 SAR up to 200K and convert it into a smart payment plan.

  • Sharia Complaint
  • Waived Profit margin
  • No Administrative fees
  • Salary transfer is not required
  • Expedite Procedures
  • Flexible Payment plan starts from 6 to 36 months (Depending on the agreement with the merchant)
  • Financing amount starts from 5,000 SAR up to 200,000 SAR. (Depending on the agreement with the merchant)
  • Outstanding balance will be waived in case of death
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More Information

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Others
أخرى
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Alkhorayf Commercial

0% Profit Margin
0% Admin Fees
Up to 36 Months

Valid until 03-09-2023
Others
أخرى
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Almanea

0% Profit Margin
0% Admin Fees
Up to 24 Months
Valid until  23-08-2023
Furniture
أثاث
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New Vision Recruitment Est

0% Profit Margin
0% Admin Fees
Up to 12 Months
Valid until 18-10-2023
Others
أخرى
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Elite Circle Clinic

0% Profit Margin
0% Admin Fees
Up to 36 Months

Valid until 10-10-2023
Others
أخرى
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Omran Arabia

0% Profit Margin
0% Admin Fees
Up to 24 Months
Valid until 18-10-2023
Others
أخرى
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Masader

0% Profit Margin
0% Admin Fees
Up to 12 Months

Valid until 26-07-2023
Others
أخرى
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Bed House Trading Company

0% Profit Margin
0% Admin Fees
Up to 24 Months

Valid until 06-10-2023
Furniture
أثاث
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Bed quarter Trading Company

0% Profit Margin
0% Admin Fees
Up to 24 Months
Valid until 06-10-2023
Others
أخرى
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Zad Almadaen

0% Profit Margin
0% Admin Fees
Up to 36 Months

Valid until 16-07-2023
Others
أخرى
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Aqarz

0% Profit Margin
0% Admin Fees
Up to 12 Months
Valid until 16-07-2023
Furniture
أثاث
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EMAAR SYS. COMPANY

0% Profit Margin
0% Admin Fees
Up to 36 Months
Valid until 03-09-2023
Electronics
إلكترونيات
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Dussur Al-Nadi Commercial Corporation

0% Profit Margin
0% Admin Fees
Up to 12 Months
Valid until 22-06-2023
Furniture
أثاث
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Alabdullatif Furniture

0% Profit Margin
0% Admin Fees
Up to 36 Months
Valid until 26-07-2023
Others
أخرى
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Azeez Engineering Consulting

0% Profit Margin
0% Admin Fees
Up to 36 Months
Valid until 31-10-2023
Health
صحة
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Dentalia Clinics

0% Profit Margin
0% Admin Fees
Up to 36 Months
Valid until 31-12-2023
Electronics
إلكترونيات
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Casa Piu

0% Profit Margin
0% Admin Fees
Up to 36 Months
Valid until 05-10-2023
Furniture
أثاث
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Rest Furniture

0% Profit Margin
0% Admin Fees
Up to 12 Months
Valid until 30-07-2023
Health
صحة
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Alsaffar Recruitment Office

0% Profit Margin
0% Admin Fees
Up to 12Months
Valid until 11-08-2023
Furniture
أثاث
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Febal Casa

0% Profit Margin
0% Admin Fees
Up to 36 Months
Valid until 06-02-2024
  • Available for customers who are qualified for Personal Finance program (new financing or additional financing)
  • Customer must not be less than 18 years old for Saudis
  • Customer must not be less than 22 years old for non-Saudis
  • Minimum net salary is SAR 5,000
  • The customer must be an employee of the government / military / semi-government, or an approved company from the private sector, in addition to retired customers
For Personal Finance APR disclosure, click here
  1. The merchant has to fill the form with the customer information, product amount, and to be stamped

  2. The Customer must deliver the form to any of Riyad Bank branches, to validate the customer eligibility according to Personal Finance program polices

  3. Once the customer request have been approved, the amount will be deposited into the merchant’s account in exchange to benefit from the required product or service

  4. The customer receives a copy of his form and delivers it to the same branch of the company and receives his products

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