1. The campaign runs from October 20 to November 20, 2026.

2. The offer is valid on all Riyad Bank cards except for Alfursan, Dream, and Dafaat cards.

3. Private banking clients, bank employees, and holders of Dream, Dafaat Plus, and Alfursan cards are excluded.

4. Eligible cards must be active and in good standing.

5. Each targeted client will have an electronic spending target according to their spending tier and will be notified of the target and the relevant card via SMS.

6. The client will be informed via SMS of the required spending limit to qualify for the campaign and the applicable card.

7. The spending target must be achieved using the eligible credit card specified in the message.

8. If a client has more than one card, only the card with the highest spending will be counted, according to the spending limit and applicable credit limit.

9. All transactions are eligible except for digital wallets, education, and bill payments.

10. Eligible Hasad cards can earn reward points up to a maximum of 10,000 points, and eligible Signature Cashback and Hilal cards can get cashback up to 100 SAR.

11. The table below shows the current spending rate of customers, the target spending required, and the rewards.

Reward	Required Spending Limit	Customer Redemption Rate
10,000 points / 100 S..R	20,000	10,000–20,000
10,000 points / 100 S..R	10,000	5,000–10,000
5,000 points / 50 S..R	5,000	3,000–5,000
4,000 points / 40 S..R	4,000	1,000–3,000
2,500 points / 25 S..R	2500	Less than 1,000

12   The refund is processed within 45 days from the end of the campaign.

 

Exceptions

1. The card must be active and in good standing to be eligible.

2. Riyad Bank reserves the right to withdraw the campaign at any time after notifying the customer. This offer becomes null and void if it is removed from Riyad Bank's website, and current beneficiaries of this campaign will not be affected by its withdrawal.

3. If any customer violates any of the terms and conditions of this campaign, the bank has the right to exclude that customer at any stage of the campaign after notifying them.

4. The terms and conditions of Riyad Bank credit cards apply.

5. To view the annual percentage rate for credit cards, click here.

6. Any complaints, inquiries, or feedback regarding the campaign must be submitted within 30 days from the campaign end date via Riyadh Phone 8001242225.