| Annual Membership for Main Card | SAR 200 | SAR 325 | SAR 400 | SAR 500 | SAR 700 | SAR 750 |
| Monthly Term Cost | 2.33% | 2.33% | 2.25% | 2.15% | 2.15% | 2.15% |
| Annual Percentage Rate | 31.84% | 31.84% | 30.60% | 29.08% | 29.08% | 29.08% |
| Annual Membership for Supplementary Card (s) | Free | Free | Free | Free | Free | Free |
| Statement Date | Monthly | Monthly | Monthly | Monthly | Monthly | Monthly |
| Minimum Monthly Payment for Main Card | 5% of the billed amount or SAR 200 whichever is higher | 5% of the billed amount or SAR 200 whichever is higher | 5% of the billed amount or SAR 200 whichever is higher | 5% of the billed amount or SAR 200 whichever is higher | 5% of the billed amount or SAR 200 whichever is higher | 5% of the billed amount or SAR 200 whichever is higher |
| Cash Withdrawal | - SAR 75 for amounts up to SAR 5,000
- 3% or SAR 300 (whichever is lower) for amounts over SAR 5,000 for conventional credit card only | - SAR 75 for amounts up to SAR 5,000
- 3% or SAR 300 (whichever is lower) for amounts over SAR 5,000 for conventional credit card only | - SAR 75 for amounts up to SAR 5,000
- 3% or SAR 300 (whichever is lower) for amounts over SAR 5,000 for conventional credit card only | - SAR 75 for amounts up to SAR 5,000 | - SAR 75 for amounts up to SAR 5,000
- 3% or SAR 300 (whichever is lower) for amounts over SAR 5,000 | - SAR 75 for amounts up to SAR 5,000
- 3% or SAR 300 (whichever is lower) for amounts over SAR 5,000 for conventional credit card only |
| Late Payment Fee | SAR 100 | SAR 100 | SAR 100 | SAR 100 | SAR 100 | SAR 100 |
| Additional fee on non-Saudi Riyal transactions /International Transaction | 2.75% | 2.75% | 2.50% | 2.50% | 2.50% | 2.50% |
| Supplementary Credit Card Annual Membership Fee | SAR 200 | SAR 325 | SAR 400 | SAR 700 | SAR 500 | SAR 750 |
| Card Reactivation Fee | SAR 100 | SAR 100 | SAR 100 | SAR 100 | SAR 100 | SAR 100 |
| Card Replacement Fee | SAR 250 | SAR 250 | SAR 250 | SAR 250 | SAR 250 | SAR 250 |
| Riyad Bank Credit Shield per Month (Optional) | 0.49% of total outstanding balance (added monthly to card account) | 0.49% of total outstanding balance (added monthly to card account) | 0.49% of total outstanding balance (added monthly to card account) | 0.49% of total outstanding balance (added monthly to card account) | 0.49% of total outstanding balance (added monthly to card account) | 0.49% of total outstanding balance (added monthly to card account) |
| Disputed Transaction | SAR 50 | SAR 50 | SAR 50 | SAR 50 | SAR 50 | SAR 50 |
| Administration Fee | NA | NA | NA | NA | NA | NA |
| Settlement Date | Within 25 days of issuing the account statement related to the card account | Within 25 days of issuing the account statement related to the card account | Within 25 days of issuing the account statement related to the card account | Within 25 days of issuing the account statement related to the card account | Within 25 days of issuing the account statement related to the card account | Within 25 days of issuing the account statement related to the card account |
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