DufaatPlus
Automatically converts everyday transactions into 4 installments with zero fees
convert your everyday transaction automatically into 4 installments with no fee.
Core Benefits
- All transaction can be converted to 4 installments
- 0% profit product with no extra charges
- All transaction can be converted to 4 installments free of charge starting from SAR 40
- Should be 18 years of age or older
- Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards
Visit any Riyad Bank branch with the following documents:
- Copy of valid Saudi national ID for Saudi nationals
- Copy of valid resident Identity card or Passport for non-Saudi nationals
- Salary certificate mentioning employment start date for salaried individuals
Dufaat Plus Card transaction to purchase a S..R 4,000 item on 10th June, 2026 from a retailer.
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DufaatPlus Credit Card
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Fees & Charges
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Annual Membership Fee
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Free
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Monthly Percentage Rate
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Free
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Monthly Minimum Payment
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Due amount of each installment
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Annual Percentage Rate
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Free
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Fees for incorrect objection
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S..R 25
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Additional fees for international transactions
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%2
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Replacement card fees
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Free
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Can I use the credit card immediately after receiving it?
No, you have to activate the credit card first through Riyad Bank branches, Riyad Bank 24/7 Customer Service Center at (+966) 920002470 or Riyad Online.
Are there any fees on the credit card?
There’s no annual fees for Dufaat Plus card.
How can I view the transactions done with my card?
You can view all transaction done with your card through Riyad Online and Riyad Mobile, and you can view and print your card’s monthly statement as well.
Would I be registered immediately for Riyad Online after receiving my credit card?
You have to register for Riyad Online service then your credit card will be listed automatically among your accounts in Riyad Online.
Can I change my PIN?
Yes, you can change your PIN through Riyad Mobile.
Are there any risks in using credit cards online?
There are no risks whatsoever, all what you need to do is to activate the card’s 3D Secure feature which is provided free of charge by Riyad Bank to protect your online transactions. In addition, we recommend that you avoid suspicious or unknown websites when purchasing online.
Are there any installment plans to settle my credit cards purchases?
Dufaat Plus automatically converts everyday transactions into 4 installments with zero fees
Can I increase my credit card limit?
Yes, you can request an increase of your credit card limit through Riyad Online, Call Center or any of our branches.
How will I know if the transaction is successful?
You will see a light and receive a slip from the merchant, as well as receive an SMS and e-mail on your registered contact details once the transaction is successful.
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