Personal Finance Programs for Non-Saudis

Personal finance program for employees in the governmental sector:


Conditions:

  • Should be 22 years and above
  • Minimum net salary of SAR 5,000
  • Minimum period of service is 6 months
  • Salary transfer to Riyad Bank through SARIE system
  • A letter from employer confirming the salary assignment to Riyad Bank

Features:

  • Approved by Riyad Bank’s Sharia Committee
  • Competitive profit margin rates
  • Instant initial approval

Personal Finance Program for large corporations employees:


Conditions:

  • Should be 22 years and above
  • Minimum net salary of SAR 5,000
  • 3 months service period for those whose salary is between SAR 5,000 to SAR 14,999
  • Period of service is not required for those whose salary is above SAR 15,000
  • Finance amount up to SAR 300,000
  • Salary transfer to Riyad Bank through SARIE system
  • Finance amount is granted to the customer based on the employment contract period or end of service allowance

Features:

  • Approved by Riyad Bank’s Sharia Committee
  • Competitive profit margin rates
  • Instant initial approval

Personal Finance Program for private sector and large corporations employees:


Conditions:

  • Should be 22 years and above
  • Minimum net salary of SAR 8,000
  • 6 months service period for those whose salary is between SAR 8,000 to SAR 14,999
  • 3-months service period for those whose salary is above SAR 15,000
  • Finance amount up to SAR 300,000
  • Salary transfer to Riyad Bank through SARIE system
  • Finance amount is granted to the customer based on the employment contract period or end of service allowance

Features:

  • Approved by Riyad Bank’s Sharia Committee
  • Competitive profit margin rates
  • Instant initial approval

Personal Finance Program for professionals:

Riyad Bank provides finance solutions for Non Saudi professionals such as executive managers, engineers, lawyers, pharmacists and health specialists.


Conditions:

  • Minimum period of service of 6 months
  • Minimum net salary of SAR 8,000
  • Salary transfer to Riyad Bank through SARIE system
  • A letter from employer confirming the salary assignment to Riyad Bank
Credit Cards

Credit Cards

Distinct set of credit cards with innovative banking solutions to meet unique lifestyle.
Auto Leasing

Auto Leasing

Owning a vehicle without having to pay the full amount upfront. Riyad Bank’s Auto Leasing program allows you to conveniently own a car of your choice.
Home Finance

Home Finance

Owning or building your dream home does not have to be your biggest concern. Our mortgage advisors will guide to choose the type of finance that would better meet your requirement.