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Benefits
Benefits

Lifestyle

  1. 24/7 Concierge Service assistance for luxury travel planning, priority restaurant reservations, exclusive event access, and other personalized services.

  2. Split your payments into equal installments over 12 months with your Riyad Bank credit card at participating Qasset 0% partners.

  3. Exclusive Offers for Riyad Bank cardholder at various stores, restaurants, and markets. 

  4. Exclusive Offers and Benefits for Visa Signature cardholders.

  5. Enjoy complimentary muvi Cinema tickets every month under Buy One Get One Free offer. for more information.

Hotels

  1. Up to 8% discount when booking your next stay on Booking.com.

  2. 12% discount on stays at Agoda.

  3. 15% discount at over 100 IHG Hotels and Resorts around the Middle East and Africa.

  4. Benefits and discounts at over 900 prestigious properties through Visa Luxury Hotel Collections

Travel

  1. 12 complimentary visits to over 1300 airport lounges in more than 500 cities worldwide through Visa Airport Companion.

  2. Up to 20% discount on YQ Meet and Assist at over 450 destinations globally.

  3. Up to 35% discount on Avis Car Rentals and a complimentary enrollment to Avis President’s Club Membership.

  4. Up to 15% off SIXT rentals globally, and your exclusive SIXT Gold status.

Protection

  1. Multi-Trip Travel Insurance for up to $500,000 covering medical emergencies, trip cancelations, lost baggage, and more.

  2. Card Protection Service against unauthorized transactions and fraudulent use

  3. Extended Warranty for up to 12 months 

  4. 12 months of Buyers Protection, covering theft, accidental damage, and non-delivery of eligible purchases.

Visa Signature Cashback Calculator
* Including all eligible transactions for the respective billing month / statement
* Applicable only on the eligible transactions done in the eligible cashback categories

Read more
Cashback Visa Signature Islamic Credit Card
fees-payment-card-image
Overall monthly spend*
Cashback on eligible categories
CASHBACK CAP per Category
Total cashback amount
ٍS..R 2500 - 7499
5%
S..R 100
S..R 500
S..R7500 - 14999
7%
S..R 150
S..R 750
S..R15000
10%
S..R 200
S..R 1000
Eligibility
Eligibility
  • Should be 18 years of age or older 
  • Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards

*Fees will be effective starting from 19/07/2025
Read more
How to Apply
Apply in a few simple steps

Visit any of Riyad Bank branches with the following documents:

  • Copy of valid Saudi national ID for Saudi nationals
  • Copy of valid resident Identity card or Passport for non-Saudi nationals
  • Salary certificate mentioning employment start date for salaried individual
Read more
Fees and charges
Visa Signature Islamic Card
fees-payment-card-image
Visa Signature Islamic Card
Fees and charges
Annual Membership Fee
SAR 500
Monthly Term Cost
2.50 %
Annual Profit Rate
36.28%
Late Payment
SAR 50
Cash Withdrawal
3% for transactions below S..R 2,500, with a maximum limit of S..R 75 for transactions equal to or above S..R 2,500
Additional fee on international transactions
2.0%
Annual Membership Fee (Supplementary Credit Card)
Free
Replacement Card
SAR 15
Credit Shield (Optional)
0.49% of the total outstanding balance
Monthly Minimum Payment
5% of the total due or S..R 100, whichever is higher
Wrong Dispute Transaction
SAR 25 
VIP airports lounges access fee
12 visits free of charge for the cardholder only, all other visits to be paid by Cardholder.
and for additional guest, it will be counted as $32 fee per guest.
A paragraph is a self-contained unit of a discourse in writing dealing with a particular point or idea. Paragraphs are usually an expected part of formal writing, used to organize longer prose.
A paragraph is a self-contained unit of a discourse in writing dealing with a particular point or idea. Paragraphs are usually an expected part of formal writing, used to organize longer prose.
Your answers
Frequently asked questions
1 Can I use the credit card immediately after receiving it?
2 Are there any fees on the credit card?
3 How can I view the transactions done with my card?
4 Would I be registered immediately for Riyad Online after receiving my credit card?
5 What if I lose my card?
6 Can I change my PIN?
7 How can I enroll in Hassad Rewards Program?
8 Are there any risks in using credit cards online?
9 Are there any installment plans to settle my credit cards purchases?
10 Can I increase my credit card limit?
11 Does the card allow me to access VIP lounges at international airports?
12 How does the Riyad Bank Contactless Credit Card work?
13 How is the Riyad Bank Contactless Credit Card more secure?
14 Where can the Riyad Bank Contactless Credit Card be used?
15 How will I know if a retailer accepts contactless payments?
16 How close to a PoS terminal reader do I have to be to ‘waive’ my card?
17 How will purchases appear in the monthly statement?
18 How will I know if the transaction is successful?
19 Is there a limit on the value of goods I can purchase with my contactless card?
20 Is there a transaction limit on my Riyad Bank Contactless Credit Card?
21 What if I wave the card twice at the terminal? Will I be charged twice?
22 What if I am passing by a contactless terminal and a contactless transaction takes place?
23 Can my Riyad Bank Contactless Credit Card details be intercepted during a payment?
24 Is contactless technology secure?
25 Can I ‘Tap’ or ‘Waive’ my contactless credit card to get cash out at an ATM?
26 What if my Riyad Bank Contactless Credit Card is lost or stolen?
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Banking Made Easy for You

Let us simplify your financial life

Join Riyad Bank for secure, seamless, and stress-free banking. Take the first step today.

Need help?
Riyad Line: 800 124 2225
Support Hotline
Branch & ATM

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