Titanium Islamic Credit Card
overview
Features:
- Free access into airport VIP lounges (Cairo, Abu Dhabi, Dubai, Jeddah, Kuwait, and Amman)
- Shari'a compliant card
- Free additional credit cards for any of your family members
- Credit Shield for outstanding balance in case of any unforeseen events (may God forbid)
- 3D Secure for safe online shopping
- Fraud protection for items bought using the card
- Automatic enrolment into Hassad Rewards Program
- As a cardholder of Ttanium Credit card you will be able to purchases goods and convert them to Qasset Program
- Contactless Payment service for purchases below S..R 300
- Enjoy 20 complimentary Hassad points upon activating your credit card, and earn 400 Hassad points as bonus when spending S..R 5000 within the first three months
- Enjoy special discounts at selected shops, restaurants and hotels
- Receive your credit card PIN securely and instantly through your Riyad Online account
For Credit Cards APR disclosure, Click here
*Fees will be effective starting from 19/07/2025
Eligibility
Eligibility
- Should be 18 years of age or older
- Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards
*Fees will be effective starting from 19/07/2025
How to Apply
Apply in a few simple steps
Visit any Riyad Bank branch with the following documents:
- Copy of valid Saudi national ID for Saudi nationals
- Copy of valid resident Identity card or Passport for non-Saudi nationals
- Salary certificate mentioning employment start date for salaried individuals
Or Apply through Riyad Online, Riyad Bank website or call 8001242020
*Fees will be effective starting from 19/07/2025
Fees and
charges
Titanium Islamic Credit Card
|
Titanium Islamic Credit Card
|
Fees and charges
|
|---|---|
|
Annual Membership Fee
|
S..R 290
|
|
Monthly Term Cost
|
2.55%
|
|
Annual Profit Rate
|
36.45%
|
|
Late Payment
|
S..R 50
|
|
Cash Withdrawal
|
3% for transactions below S..R 2,500, with a maximum limit of S..R 75 for transactions equal to or above S..R 2,500
|
|
Additional fee on international transactions
|
2.0%
|
|
Card reactivation fee (Islamic only)
|
S..R 100
|
|
Annual Membership Fee (Supplementary Credit Card)
|
Free
|
|
Replacement Card
|
S..R 15
|
|
Credit Shield (Optional)
|
0.49% of the total outstanding balance
|
|
Monthly Minimum Payment
|
5% of the total due or S..R 100, whichever is higher
|
|
Wrong Dispute Transaction
|
S..R 15
|
|
VIP airports lounges access fee
|
Unlimited, complimentary access to over 25 regional and international lounges. Free access for the cardholder and 32$ for each visit per person
|
1
Can I use the credit card immediately after receiving it?
2
Are there any fees on the credit card?
3
How can I view the transactions done with my card?
4
Would I be registered immediately for Riyad Online after receiving my credit card?
5
What if I lose my card?
6
Can I change my PIN?
7
How can I enroll in Hassad Rewards Program?
8
Are there any risks in using credit cards online?
9
Are there any installment plans to settle my credit cards purchases?
10
Can I increase my credit card limit?
11
Does the card allow me to access VIP lounges at international airports?
12
How does the Riyad Bank Contactless Credit Card work?
13
How is the Riyad Bank Contactless Credit Card more secure?
14
Where can the Riyad Bank Contactless Credit Card be used?
15
How will I know if a retailer accepts contactless payments?
16
How close to a PoS terminal reader do I have to be to ‘waive’ my card?
17
How will purchases appear in the monthly statement?
18
How will I know if the transaction is successful?
19
Is there a limit on the value of goods I can purchase with my contactless card?
20
Is there a transaction limit on my Riyad Bank Contactless Credit Card?
21
What if I wave the card twice at the terminal? Will I be charged twice?
22
What if I am passing by a contactless terminal and a contactless transaction takes place?
23
Can my Riyad Bank Contactless Credit Card details be intercepted during a payment?
24
Is contactless technology secure?
25
Can I ‘Tap’ or ‘Waive’ my contactless credit card to get cash out at an ATM?
26
What if my Riyad Bank Contactless Credit Card is lost or stolen?
Apply Online - Titanium Islamic Credit Card
Riyad Bank Titanium Credit Card MasterCard offers high flexibility and convenience to the travel enthusiast. It is designed to reward you with offers and special discounts at selected shops, restaurants and hotels worldwide.
Please complete the form below
Employment
Eligibility
Personal Information
Step
1
of 3
You can get a credit card with a credit limit of
S..R
*You can reduce the credit limit any time you want.
The final eligibility check will take place at the branch.
Please select "Interested" to confirm your request.
Thank you for applying. Your Reference Number is
A representative from Riyad Bank will contact you to complete your request.
Keeping in mind that a current account is required to obtain any product or service from Riyad bank, if you do not have one yet, you can open an account from
here
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Riyad Line:
800 124 2225
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