Credit Shield

You can shop with confidence peace of mind knowing you are covered for your financial obligations.
Riyad Bank’s Credit Shield Insurance program offers you the highest coverage in the Kingdom.

The Credit Shield Insurance from Riyad Bank is specially designed to help you cover your outstanding balances in case of unforeseen events (may God forbid).

  • 24 hours worldwide cover for death and permanent total disability
  • Cover of up to SAR 300, 000 on outstanding credit card balance
  • Credit Shield cover is charged at a nominal fee of 0.49% of total outstanding credit card statement balance
  • No medical report required for enrollment

If you want to opt out or re-enroll at a later date, simply call us on our Customer Service number (+966) 920002470.

Riyad Bank’s Credit Shield is a Takaful cover provided by Tawuniya Insurance Company.

Terms and conditions *
Credit Shield Claim Form

Frequently Asked Questions :

What is credit shield?
Are all Riyad Bank credit cards covered by the Credit Shield program?
Is the Credit Shield program compatible with Sh’area principles?
Is there an age limit for coverage?
What am I covered for?
How much am I covered for?
How is the Credit Shield fee calculated?
What if I don’t use my Credit Card for a specific month, will I still be charged for Credit Shield?
How do I opt out of the Credit Shield program?
Along with my credit card would the additional cards be also covered by the Credit Shield Program on enrollment?
What is the process for submitting claims under Credit Shield?
3D Secure

3D Secure

A safe way to make online purchases with additional verification on every transaction.