Riyad Bank helps you to own your dream home through flexible Shariah-compliance financing programs based on the principles of Murabaha and Ijara.

• Financing amount up to S..R 5 million
• Possibility of joint finance between the primary applicant + 3 first degree relatives
• Possibility of having more than one finance
• Ability to add/cancel joint applicants
• Possibility of early settlement / transfer ownership (Ihlal)/selling to a third party
• Cooperative insurance against all risks
• Exemption in case of death or permanent disability and transfer of ownership of the property to the heirs in accordance with the insurance coverage
• The possibility to calculate the financing amount to 77 years for the Governmental and Private sector, and 75 years to the Military sector

For Home Finance APR disclosure, click here

• For salaried and non-salaried customers 
• Saudis and premium residency holders
• The minimum age customer is 20
• For all approved sectors
• The minimum salaries start from 3,000 SAR
• The maximum loan term is 30 years 
• The admin fee is (1% of the loan amount or 5,000 SAR whatever less)
• The Annual Term Cost starts from 6.63%
• Fixed profit cost
• Campaign start from 26/1/2026 until 15/2/2026
• The bank reserves the right to approval based on product eligibly as determined by each client credit assessment