An exclusive banking experience by Riyad Bank for Premium Residency holders.

Start your relationship with Riyad Bank and enjoy a banking experience that aligns with your aspirations and lifestyle.

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Premium Residency Holders program from Riyad Bank as a comprehensive banking solution targeting high-income Premium Residency holders.

Once your qualifying salary is transferred and you join our program,  you will gain direct access to tailored banking solutions designed to meet your financial needs. This is complemented by a suit of exclusive privileges across a diverse portfolio of products, including accounts, financing solutions, and cards.

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Access to Diamond banking services upon eligibility
A dedicated, qualified and full-time relationship manager
A comprehensive banking relationship with dedicated servicing
A seamless banking experience tailored to your needs

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Premium Residency Holders Program Product Offerings & Benefits

Current Account

Start your banking relationship with Riyad Bank through salary transfer and enjoy:
 
Access to Diamond banking services upon eligibility.
20,000 Hassad loyalty points upon eligibility
Dedicated servicing and a priority service journey

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Conditions for joining the Diamond Banking membership for Premium Residency Holders Program Enrollment (Salary clients)
 
The customer must hold a Premium Residency permit.
Minimum age is 18 years.
Salary transfer is required, with a minimum salary of 35,000 SAR.
A certified certificate of employment from the Chamber of Commerce must be attached.
If the salary is not received, the bank has the right to exclude the customer from the program.
It requires that the salary be received in the account in the form of (Salary Deposit) and not through account transfers.
The bank reserves the right to review
How to Enroll and Benefit from the Program:
Open your account with Riyad Bank
Transfer your salary
Start enjoying the exclusive benefits
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Hassad Points T&CS

Terms and conditions related to Hassad Points Loyalty program
Customer must ensure that they are enrolled in the Hassad Rewards program register, navigate to Hassad section in Riyad Bank mobile app and click “Enroll to Hassad Program”
20,000 Hassad points will be credited within 30 days after the third salary deposit. 
This applies only to customers who open a new salary transfer account or set up a salary transfer for the first time, and are enrolled in the Premium Residency Holders Program. 
Any compliant, query or concern related to this offer must be raised to the contact center within 45 days of the deposit of the third salary
Hassad program terms and conditions apply.

Personal Finance >Apply Now
Flexible financing solutions tailored to your needs:
 
Financing up to SAR 1.5 million
Tenor up to 60 months
Annual Percentage Rate (APR) starting from 7.92%
Personal Finance T&Cs
Terms & Conditions of the Personal Finance Program for Premium Residency Holders
Financing tenure up to 5 years
Financing amounts up to SAR 1.5 million
Minimum age requirement is 22 years
Salary transfer is required, with a minimum net salary of SAR 35,000
Minimum length of service is from 1 months
Eligibility is determined based on each customer’s credit assessment
Financing APR starting from 7.92%
Administrative fees: 0.5% or SAR 2,500 (whichever is lower)

Auto Finance > Apply Now
Financing options that suit your lifestyle:
APR starting from 2.60% 
Spcial profit rates 
Lease option available for new & pre owned cars from a wide network of 400++ dealers across KSA.
Simple & easy documentation requirements 
Comprehensive insurance coverage throughout the lease tenor
Down Payment starting from 0% 
Balloon end payment up to 45% 
Balloon reschedule option available
Lease tenor for up to 60 months 
50/50 option available for a tenor of up to 4 years where you can pay 50% down payment & pay insurance in advance for next up to 4 years, pay ZERO monthly installments while the rest 50% with profit can be paid at the end of tenor or refinanced as Balloon refinance. 
Partial early payment option available
Lease transfer option available subject to Banks T&Cs

Auto Finance T&Cs

Terms & Conditions of the Auto Lease Program for Premium Residency Holders
 
Annual Percentage Rate starting from 2.60%
Salary transfer is required, with a minimum net salary of SAR 35,000
Maximum financing amounts up to SAR 750,000 (total)
Lease tenor available up to 60 months
Possibility to lease up to a maximum of 3 cars at the same time
The bank reserves the right to approve applications based on product eligibility as determined through each customer’s credit assessment
Administrative fees: 0.5% or SAR 2,500 (whichever is lower)

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Home Finance > Apply Now
Home financing solutions that deliver greater value:
 
APR starting from 7.41%
Exclusive discount with real estate partners

Home Finance T&Cs

Applicable product eligibility Terms & Conditions apply. 
Available to employees of the government, semi-government, private, and banking sectors.
Terms & Conditions of the Home Finance Program for Premium Residency Holders

Annual Percentage Rate (APR) starting from 7.41%
Salary transfer is required
The customer must be a Premium Residency holder
Minimum age: 20 years
Available for all approved sectors
Maximum financing tenure: 20 years 
Administrative fees: 1% or SAR 5,000 (whichever is lower)
Fixed profit rate
The bank reserves the right of final approval based on customer eligibility, product criteria, and credit assessment

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Credit Cards > Apply Now
Credit benefits that enhance your banking experience:
 
Annual Fee Waiver on the below Credit Cards
(Mastercard World, Visa Signature) 

Card issuance upon first salary transfer

Credit Card T&Cs 

Terms and Conditions related to Credit Cards for Premium Residency Holders
Waived Annual Fees on the below Credit Cards for Diamond Banking customers if they continue with the program’s membership.
This is applicable only for the below products:
Mastercard World Credit Card
Visa Signature Credit Card
Annual fees are waived for up to one card per customer
Riyad Bank Credit Cards Terms and Conditions apply.
Cardholder must of 18 years of age or more.
For Credit Cards APR disclosure, click here.

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Start today and make Riyad Bank your primary banking partner.