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Overview

Enjoy the benefits of Tawarruq or Murabaha finance with Riyad Bank’s “Finance without Salary Transfer” solution.

  • Approved by Riyad Bank’s Shari’a Committee
  • Repayment period up to 5 years
  • Available for Saudis Only (Bank and Bank Subsidiary companies employees)
  • Competitive profit margin
  • Flexible payment options

For Personal Finance APR disclosure, click here

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Eligibility
For Bankers:
  • Minimum age for Saudis is 23 years
  • Personal Finance without Salary Transfer (bank employees only)
  • Applicant should be working with the current employer for at least 1 year at the date of applying
  • Minimum net monthly income of 10,000 SAR
  • Total liabilities in all banks (including Riyad Bank) must not exceed 33% of the salary
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How to apply
How to apply

All you need to do is visit your nearest Riyad Bank branch with the following documents:

  • Completed application for “Financing without Salary Transfer”
  • Salary certificate

For more information please call our toll free number 800-124-2020.

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Apply Online - Without Salary Transfer Loan
Keeping your business up-to-date with today’s modern technology and efficiency.
We know you do not spare any effort to please your customer, especially when it comes to payment terms, Riyad Bank innovated the most advanced Point-of-Sale terminals that will facilitate your staffs’ daily work to better serve your customer.
Please complete the form below

Revamped RbApplyLoanWeb

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Riyad Line: 800 124 2225
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