Cashback Visa Signature Islamic Credit Card
Lifestyle
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Enjoy 12 complimentary visits to over 1300 airport lounges in more than 500 cities worldwide through Visa Airport Companion. Updates to Visa lounge access program starting from February 2nd, 2026. For more information
24/7 Concierge Service assistance for luxury travel planning, priority restaurant reservations, exclusive event access, and other personalized services. -
Split your payments into equal installments over 12 months with your Riyad Bank credit card at participating Qasset 0% partners.
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Exclusive Offers for Riyad Bank cardholder at various stores, restaurants, and markets.
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Exclusive Offers and Benefits for Visa Signature cardholders.
Hotels
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15% discount at over 100 IHG Hotels and Resorts around the Middle East and Africa.
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Benefits and discounts at over 900 prestigious properties through Visa Luxury Hotel Collections
Travel
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Unlimited complimentary access for you and 2 guest to over 1300 airport lounges in more than 500 cities worldwide through Visa Airport Companion. Updates to Visa lounge access program starting from February 2nd, 2026. For more information
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Up to 20% discount on YQ Meet and Assist at over 450 destinations globally.
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Up to 35% discount on Avis Car Rentals and a complimentary enrollment to Avis President’s Club Membership.
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Up to 15% off SIXT rentals globally, and your exclusive SIXT Gold status.
Protection
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Multi-Trip Travel Insurance for up to $500,000 covering medical emergencies, trip cancelations, lost baggage, and more.
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Card Protection Service against unauthorized transactions and fraudulent use
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Extended Warranty for up to 12 months
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12 months of Buyers Protection, covering theft, accidental damage, and non-delivery of eligible purchases.
* Including all eligible transactions for the respective billing month / statement
* Applicable only on the eligible transactions done in the eligible cashback categories
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Overall monthly spend*
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Cashback on eligible categories
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CASHBACK CAP per Category
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Total cashback amount
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|---|---|---|---|
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ٍS..R 2500 - 7499
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5%
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S..R 100
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S..R 500
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S..R7500 - 14999
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7%
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S..R 150
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S..R 750
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S..R15000
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10%
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S..R 200
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S..R 1000
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* Including all eligible transactions for the respective billing month / statement
* Applicable only on the eligible transactions done in the eligible cashback categories
* Including all eligible transactions for the respective billing month / statement
* Applicable only on the eligible transactions done in the eligible cashback categories
Terms and Conditions apply
Example:
When the customer uses the Visa Cashback Credit Card with a total amount of S..R 5,200 during the month in classified stores under the categories (Dining, Groceries, Entertainment, Pharmacies, Fuel/Taxis), the customer is entitled to a cashback equivalent to 5% of a maximum amount of S..R 100 according to the following table:
- Should be 18 years of age or older
- Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards
Visit any of Riyad Bank branches with the following documents:
- Copy of valid Saudi national ID for Saudi nationals
- Copy of valid resident Identity card or Passport for non-Saudi nationals
- Salary certificate mentioning employment start date for salaried individual
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Visa Signature Islamic Card
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Fees and charges
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|---|---|
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Annual Membership Fee
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SAR 500
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Monthly Term Cost
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2.50 %
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Annual Profit Rate
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36.28%
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Late Payment
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SAR 50
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Cash Withdrawal
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3% for transactions below S..R 2,500, with a maximum limit of S..R 75 for transactions equal to or above S..R 2,500
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Additional fee on international transactions
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2.0%
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Annual Membership Fee (Supplementary Credit Card)
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Free
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Replacement Card
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SAR 15
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Credit Shield (Optional)
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0.49% of the total outstanding balance
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Monthly Minimum Payment
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5% of the total due or S..R 100, whichever is higher
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Wrong Dispute Transaction
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SAR 25
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VIP airports lounges access fee
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12 visits free of charge for the cardholder only, all other visits to be paid by Cardholder.
and for additional guest, it will be counted as $32 fee per guest. |
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A paragraph is a self-contained unit of a discourse in writing dealing with a particular point or idea. Paragraphs are usually an expected part of formal writing, used to organize longer prose.
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A paragraph is a self-contained unit of a discourse in writing dealing with a particular point or idea. Paragraphs are usually an expected part of formal writing, used to organize longer prose.
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