Home Equity Program

Home Equity Program

Get the cash you need with competitive profit margins against mortgaging your own property.

  • Shari’a compliant
  • Competitive profit margin rates
  • Flexible payment plan

Please complete the form below and we’ll call you as soon as possible (during work days):

ID Number required Please enter a valid National Id/Iqama This product is available for Saudi Nationals Only
First name required
Middle name required
Last name required
Age must greater than 18
Gender *
Gender required
Nationality required
Mobile number required Invalid mobile number e.g.: 966569876765
Email address required Enter valid email address
Preferred phone required Invalid mobile number e.g.: 966569876765
Preferred time to call
Preferred Language *
Preferred language required
Verification required Invalid verification code
 
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Please complete the form below and we’ll call you as soon as possible:

ID Number required Please enter a valid National Id/Iqama This product is available for Saudi Nationals Only
First name required
Middle name required
Last name required
Gender *
Gender required
Nationality required
Date of Birth
Age must greater than 18
Mobile number required Invalid mobile number e.g.: 966569876765
Preferred email is required Enter valid email address
Prefferred Language *
Preferred Language required
Inquiry Message required
Verification required Invalid verification code
 
close

Our team will be glad to serve you from 8am till 10pm, Sunday through Thursday.

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Overview


Home Equity Readymade Property:

Home Equity Readymade Property is designed for customers who desire to get large amounts of cash against mortgaging their property in favor of Riyad Bank, then repossess it through flexible monthly installments.

Home Equity Incomplete Property:

Home Equity Incomplete Property from Riyad Bank provides you with financing solutions specially designed to meet your needs and offers cash in hand that will enable you to continue construction works. This gives you the ability to pay installments towards the construction progress of your property, interior and exterior.

Home Finance features and benefits:

  • Financing amount up to SAR 5 million 
  • Possibility of joint finance between the primary applicant + 3 first degree relatives
  • Possibility of having more than one finance 
  • Ability to add/cancel joint applicants
  • Possibility of early settlement / transfer ownership (Ihlal)/selling to a third party
  • Cooperative insurance against all risks
  • Exemption in case of death or permanent disability and transfer of ownership of the property to the heirs in accordance with the insurance coverage
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