Riyad Bank mada Card

The new Riyad Bank mada Card is specially designed to suit your needs and give you more flexibility on your daily transactions. It provides access to your funds whether you want to withdraw from an ATM or pay at a POS terminal at stores inside or outside the Kingdom. You can also manage your accounts and transactions, such as paying your bills through any e-banking channel.

How can I get the Riyad Bank mada Card?

Where can I use the Riyad Bank mada Card?

  • At any ATM machine locally and internationally
  • Local and international stores through POS terminals

What are the benefits of the Riyad Bank mada Card?

  • Control daily purchase limit service  
  • “Contactless Payment” service to pay for low value purchases
  • “naqd” service 
  • Worldwide acceptance whether you want to withdraw or pay at over 35 million merchants and 2 million ATMs inside and outside the Kingdom
  • A unique collection of offers  on travel, dining, shopping and much more. For a list of offers, please visit: www.pricelessarabia.com
  • Free internet banking
  • SMS notifications on transactions
  • Daily limit of SAR 5,000 on cash withdrawal

Control daily purchase limit service

Now Riyad Bank mada card holders have full control over changing the daily purchase limit up to SAR 60,000 when purchasing at stores locally or internationally after activating the request via Riyad Online or Riyad Bank ATMs.

New daily limit options for purchase amount through point-of-sale terminal in stores:

SAR 25,000 SAR 30,000
SAR 40,000 SAR 50,000
SAR 60,000 -

Service Specifications and Conditions:

  • Immediate service activation for the new limit
  • Ability to increase or decrease the limit
  • Ability to control the daily limit of any of the Debit Cards.
  • Ability to perform local or international transactions up to SAR 60,000 through point-of-sale

*The previous daily limit for purchase through POS was SAR 20,000 only


“Contactless Payment” service

A new innovative service that allows you to pay for low value purchases by taping your card against a contactless enabled point-of-sale machine at the store without the need to insert the card.

“Contactless Payment” service features:

  • It is the fastest and easiest way in making payments
  • It is protected against fraud
  • You can use this service to pay for low value purchases of up to SAR 75 per purchase
  • Service applies to cumulative values up to SAR 225 regardless of the number of contactless transactions. For security purpose,  after reaching SAR 225, the next transaction will be made by inserting the card and entering your PIN
  • Contactless transactions will be included in the monthly debit card statement
  • This service is currently available at some international markets and will be available  in the Saudi market soon

How do I pay using the “Contactless Payment” service?

  1. Look for the “Contactless” reader on the point-of-sale terminal
  2. Tap your card against the reader
  3. Wait for the beep sound or green light which indicates the completion of the transaction

“Naqd” service

It enables the cardholder to withdraw cash at a participating merchant when paying by their Riyad Bank mada card. The cash amount will then be deducted directly from the customer’s bank account along with the purchase amount.

“Naqd” service features:

  • You can benefit from the service when using your Riyad Bank mada card to pay the purchase amount at merchants who provide the service
  • The minimum value of cash is SAR 1 and the maximum value is SAR 400 per day
  • There is no maximum number of transactions per day on which cash could be requested
  • The service is available for all Riyad Bank mada cards
  • This service is free of charge

Issuance and Usage Charges for Riyad Bank mada card:

SERVICE FEES & CHARGES
Card Issuance (for all Riyad Bank account holders) Free
Card Renewal Free
Balance inquiry within the GCC Net* SAR 3
Balance inquiry outside the Kingdom and GCC NET SAR 5
Purchases outside the Kingdom through POS terminals Mass: 2.50%
Silver banking: 2.00%
Golden banking: 1.75%
Private banking: 1.50%
Re-issuance of lost/stolen cards SAR 30
Cash withdrawal in GCC NET SAR 10
Cash withdrawal outside the Kingdom and GCC NET SAR 35

*GCC Net: Gulf Cooperation Council Countries Network


Tips and Important Information:

  • In case of loss or theft of your card, please visit your nearest branch or call our customer service team on (+966) 920002470 and request to block the card
  • Riyad Bank mada cards are Chip (EMV) and PIN protected to enable a completely safe transaction. In case you forget your card PIN, please visit the nearest branch to request a new PIN
  • Avoid writing the PIN on the back of the card
  • Please activate the "notices messaging service" before your travel, so you can receive short text messages for withdrawals and purchases made on the card
  • We recommend changing the PIN for your Riyad Bank mada card once you return from travel
  • Make sure to cover the PIN pad as you enter the PIN to be safe
  • Please do not share your PIN with anyone no matter what, even if you were requested to do so by a Riyad Bank staff member either by phone or online