Dream Card
More Benefits with Every purchase
Enjoy exclusive rewards by earning points or miles with our trusted partners.
Every time you shop, you accumulate points or miles through unique experiences. Explore and start saving while you spend at your favorite stores.

More Information
Dare to Dream to the fullest with Dream Credit Card, the first of its kind and the best in the Kingdom!
The Dream Credit Card enables cardholders to engage with multiple partners directly—through a single card.
Key Features of the Dream Credit Card:
• Flexibility to select or change the preferred partner with ease.
• Direct and instant earning of miles or points to the chosen partner.
• Ability to select two partners simultaneously (domestic and international) to earn miles or points.
• Additional miles or points upon card usage (Spend S..R 10,000 within 60 days from card activation)
• Additional miles or points do not apply to cards issued between 13th Nov to13th Dec, 2025 View more
The Dream Credit Card enables cardholders to engage with multiple partners directly—through a single card.
Key Features of the Dream Credit Card:
• Flexibility to select or change the preferred partner with ease.
• Direct and instant earning of miles or points to the chosen partner.
• Ability to select two partners simultaneously (domestic and international) to earn miles or points.
• Additional miles or points upon card usage (Spend S..R 10,000 within 60 days from card activation)
• Additional miles or points do not apply to cards issued between 13th Nov to13th Dec, 2025 View more
- Should be 18 years of age or older
- T&Cs Apply
Fees (VAT is not included)
Dream Islamic Credit Card
Lifestyle
- Experience the ultimate travel and lifestyle convenience with Mastercard's dedicated VIP concierge service. Available 24/7 around the globe, your personal concierge is ready to assist with your every need. Call: 8008500103 & +1-332-6006510 or riyadbank.dream@tengroup.com
- Split your payments into equal installments over 12 months with your Riyad Bank credit card at participating Qasset 0% partners.
- Exclusive Offers for Riyad Bank cardholder at various stores, restaurants, and markets.
- Exclusive access to dining, travel and entertainment experiences all over the world with Priceless Cities offers from Mastercard.
- Unlock 6 months of complimentary Amazon Prime and enjoy a world of benefits: free delivery, exclusive deals, and unlimited streaming of movies, TV shows, and music.
- Enjoy complimentary muvi Cinema tickets every month under Buy One Get One Free offer. for more information.
Hotels
- Up to 7% cashback when booking your next stay on Booking.com.
- 12% off your next flight or hotel booking on Cleartrip. Simply use promo code “MCWORLDELITE” at checkout.
- Get 15% off your stay, a free drink, and a leisurely late checkout at IHG Hotels and Resorts. Book your next trip and enjoy these exclusive benefits.
Travel
- Enjoy unlimited complimentary access to over 1300 airport lounges in more than 450 cities worldwide. Register through Mastercard Travel Pass and elevate your travel experience.
- Save time and skip the lines with Mastercard Travel Pass Fast Track. Enjoy priority access at airport security checkpoints in major European, and Asian cities.
- Become a Hertz Gold Plus Rewards® President's Circle member, receive discounted rates, and enjoy special benefits like expedited service and upgrades.
- Get up to 35% off your next Avis car rental and enjoy complimentary Avis President's Club membership, with benefits like priority service and upgrades.
Protection
- Enjoy peace of mind with Travel and Medical Insurance for up to $500,000, including a seamless online process to obtain a travel insurance confirmation letter for your visa applications.
- Purchase Protection for up to 180 days in case of theft or accidents.
- E-commerce Purchase Protection against damaged good and wrong delivery.
Frequently Asked Questions
What is the annual fee for the Dream Credit Card?
Is there an earning cap for specific merchant categories?
Can a supplementary card be issued?
When are miles or points added to the partner account?
What additional benefits does the card offer?
What additional benefits does the card offer?
Employment
Eligibility
Personal Information
Step
1
of 3
You can get a credit card with a credit limit of
S..R
*You can reduce the credit limit any time you want.
The final eligibility check will take place at the branch.
Please select "Interested" to confirm your request.
Thank you for applying. Your Reference Number is
A representative from Riyad Bank will contact you to complete your request.
Keeping in mind that a current account is required to obtain any product or service from Riyad bank, if you do not have one yet, you can open an account from
here
Need help?
Riyad Line:
800 124 2225










