Virtual Card
overview
Overview
Riyad Bank Virtual card gives you an easy and safe to purchase online. There are many benefits,
including:
including:
- Instant Issuance
- No annual fee
- 3D secure for safe online shopping
- Easy funding from your current account to the virtual card account number via Riyad Online or Riyad Bank APP
- Accepted worldwide in all websites
- Transferring money from Virtual Card to your Current Account via Riyad Online.
How to Apply
How to Apply
01
Open
Open a Current Account at Riyad Bank
02
Register
Register on Riyad Online or Riyad Bank App
03
Apply
Apply for a virtual card via Riyad Online or Riyad Bank App and accept the terms and conditions
04
Load
Load your Virtual Card from your current account
05
Purchase
Purchase using your Riyad Bank Virtual Card details
Fees & Charges
Fees & Charges
Prepaid Card
Fees & Charges
Card issuance / Re-issuance
Free
Load / Re-Load
Free
Additional fee on non-Saudi Riyal transactions / International Transaction
2.75%
Paper statement (based on customer request)
S..R 100
Your Answers
Frequently Asked Questions
1
What is a Virtual Card?
2
How can I obtain a Virtual Card?
3
How long is a Virtual Card valid for?
4
How can I load my Virtual Card?
5
Where can I purchase with my Virtual Card?
6
Can I add funds to a Virtual Card?
7
Can I merge funds from more than one Virtual Card?
8
What is the minimum and maximum load limits on a Virtual Card?
9
What if my Virtual Card, cvv, or expiration date are compromised or stolen?
10
How do I check my Virtual Card available balance?
11
How do I dispute a transaction on my Virtual Card?
12
Will a payment go through if my purchase exceeds the available balance on my Virtual Card?
13
What are the costs associated with using a Virtual Card?
14
How many Virtual Card can I apply for?
15
Can I refund the amount credited to my Virtual card?
16
Are there any fees charged when I transfer from the Virtual card account to my current account?
17
What is the maximum purchase limit using Virtual Card?
Banking Made Easy for You
Let us simplify your financial life
Join Riyad Bank for secure, seamless, and stress-free banking. Take the first step today.
Need help?
Riyad Line:
800 124 2225