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Unify Your Liabilities 

Riyad Bank offers customers a program to unify their current financial liabilities in other banks and companies. Riyad Bank seeks to manage customer’s financial liabilities and minimize resulted charges from such obligations through this program by offering affordable financial solutions supported by various features.

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More Information

  • Sharia-compliant
  • Competitive profit margin
  • Easy and convenient procedures
  • Payment of current financial liabilities in other banks and companies (personal loan, credit cards, home finance, auto lease)
  • Finance up to 500,000 SAR for non-approved entities and 3 million SAR for approved entities
  • Personal finance up to 60 months
  • Outstanding balance will be waived in case of death
  • For Saudi customers only
  • Minimum net salary (depends on the sector)
  • Minimum age is 18 years for Saudis
  • The net amount of financing must be 10,000 SAR or higher for non-approved entities and 5,000 SAR or higher for approved entities after paying the debt
  • It includes private, government, semi-government, military and large corporate entities as well as the retirees
  • For approved and non-approved companies in Riyad Bank.
  • Salary must be deposited in Riyad Bank through "SARIE" system

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Apply Online - Unify Your Liabilities

Riyad Bank offers customers a program to unify their current financial liabilities in other banks and companies. Riyad Bank seeks to manage customer’s financial liabilities and minimize resulted charges from such obligations through this program by offering affordable financial solutions supported by various features.

Please complete the form below

Type Two Apply Now

Thank you for applying. Your Reference Number is

A representative from Riyad Bank will contact you to complete your request.
Keeping in mind that a current account is required to obtain any product or service from Riyad bank, if you do not have one yet, you can open an account from here

Employment Eligibility Personal Information
Our apologies. With the provided information, you are not eligible for a personal loan
The Salary Out Of The Program
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Date of birth required
Age must be greater than 18
Age must be greater than 22
Age must be under 52
Age must be under 60
Age must be under 70

MONTHLY INSTALLMENT

SAR

Total Eligible Amount

 SAR

Total Repay

 SAR

Finance Period (months)

 Month

* All amounts are in SAR
* Please note that these are simulated amounts and they represent an approximation and not the exact numbers.
What's after applying online?

Visit your nearest Riyad Bank branch with the following documents:

  • The merchant has to fill the form with the customer information
  • The Customer must deliver the form to any of Riyad Bank branches
  • The customer should be eligible according to Personal Finance program policies
  • Once the customer request have been approved, the customer will receive the approved copy to deliver it to the entity

For more information please call our toll free number 800-124-2020.

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