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Online Personal Finance

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Riyad Bank enables you to apply online for Personal Finance, Refinance or Additional Finance through Riyad Online by Digital signature solution, with competitive profit margin, without the need to visit the branch, and in few steps.

Features:

  • Sharia compliant
  • Competitive profit margin
  • E-promissory note will be issued by Nafith
  • Easy and convenient requirements
  • Financing period up to 60 months
  • Possibility of financing pensioners up to the age of 75
  • Customer should pay at least 20% of his/her existing finance to be able to apply for Refinance
  • With salary transfer, outstanding balance will be waived in case of death

To get your personal finance through Riyad Online:

  1. Log in to Riyad Online

  2. Click on “Apply for Products” from the main list

  3. Click on “Personal Finance – Tawarruq”

  4. Complete all required information

  5. Click on “Submit Loan Request”

  6. Once your request is approved, you will receive an SMS on your mobile from Nafith platform to approve the issuance of the promissory note

Example:
Finance Amount (SAR)
*Annual Percentage Rate (APR)
Maturity In Years
Monthly Repayment Amount (SAR)
50,000
2.92%
5
885.42
*APR is approximate and it differs based on criteria and customer segments

*Terms and conditions apply
 

A first-of-its-kind service in the Kingdom from Riyad Bank that enables customers to get a personal finance approval in seconds through Riyad Online or Riyad Mobile.

How to Get your Online Personal Finance through Riyad Mobile:

  1. Log into Riyad Mobile

  2. Click on “Apply Online” from the main menu

  3. Click on “ Apply online for Personal Finance”

  4. Complete all required information

  5. Select the amount and duration of funding required

  6. Acceptance of Terms & Conditions

  7. Attach required documents

  8. Approval of the application by registering the authentication code sent on the mobile number

  9. After the approval of the application, a text message will be sent from nafith platform on the mobile number to be approved to create the bond

  10. Funding is done

How to Get your Online Personal Finance through Riyad Online:

  1. Log into Riyad Online

  2. Click on “Apply Online” from the main menu

  3. Click “Personal Finance – Tawarruq”

  4. Complete all required information

  5. Select the amount and duration of funding required

  6. Acceptance of Terms & Conditions

  7. Attach required documents

  8. Approval of the application by registering the authentication code sent on the mobile number

  9. After the approval of the application, a text message will be sent from nafith platform on the mobile number to be approved to create the bond

  10. Funding is done

Terms and Conditions:

  • Applicable to Saudi & Non-Saudi customers who are eligible for Personal Loan
  • 18 years minimum age for Saudi’s and 22 years for Non-Saudi’s
  • To be registered in Riyad Mobile

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